About Arrow Financial Corporation
https://www.arrowfinancial.comArrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits.

CEO
David S. DeMarco
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2023-09-19 | Forward | 103:100 |
| 2022-09-19 | Forward | 103:100 |
ETFs Holding This Stock
Summary
Showing Top 3 of 91
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership

ARROW FINANCIAL CORP
Shares:1.86M
Value:$60.97M

BLACKROCK INC.
Shares:1.29M
Value:$42.43M

GLENS FALLS NATIONAL BANK & TRUST CO /NY
Shares:1.28M
Value:$41.94M
Summary
Showing Top 3 of 150
About Arrow Financial Corporation
https://www.arrowfinancial.comArrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $62.31M ▲ | $25.43M ▼ | $12.82M ▲ | 20.58% ▲ | $0.78 ▲ | $18.11M ▲ |
| Q2-2025 | $59.18M ▲ | $25.65M ▼ | $10.8M ▲ | 18.26% ▲ | $0.65 ▲ | $15.31M ▲ |
| Q1-2025 | $58.2M ▲ | $26.05M ▲ | $6.31M ▲ | 10.84% ▲ | $0.38 ▲ | $9.34M ▲ |
| Q4-2024 | $55.13M ▼ | $25.84M ▲ | $4.47M ▼ | 8.11% ▼ | $0.27 ▼ | $6.58M ▼ |
| Q3-2024 | $57.58M | $24.1M | $8.97M | 15.59% | $0.54 | $12.9M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $921.34M ▲ | $4.59B ▲ | $4.17B ▲ | $417.69M ▲ |
| Q2-2025 | $716.13M ▼ | $4.41B ▼ | $4.01B ▼ | $408.51M ▲ |
| Q1-2025 | $747.19M ▲ | $4.45B ▲ | $4.04B ▲ | $404.41M ▲ |
| Q4-2024 | $617.66M ▼ | $4.31B ▼ | $3.91B ▼ | $400.9M ▲ |
| Q3-2024 | $777.15M | $4.41B | $4.02B | $393.31M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $12.82M ▲ | $15.02M ▲ | $-49.68M ▼ | $163.65M ▲ | $128.99M ▲ | $14.28M ▲ |
| Q2-2025 | $10.8M ▲ | $10.28M ▲ | $6.56M ▲ | $-49.84M ▼ | $-33M ▼ | $8.28M ▼ |
| Q1-2025 | $6.31M ▲ | $10.07M ▲ | $5.08M ▲ | $131.75M ▲ | $146.9M ▲ | $8.8M ▲ |
| Q4-2024 | $4.47M ▼ | $5.63M ▼ | $-90.12M ▼ | $-101.04M ▼ | $-185.54M ▼ | $4.11M ▼ |
| Q3-2024 | $8.97M | $9.42M | $32.7M | $97.77M | $139.89M | $8.05M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
Deposit Account | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
Fiduciary and Trust | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |

CEO
David S. DeMarco
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2023-09-19 | Forward | 103:100 |
| 2022-09-19 | Forward | 103:100 |
ETFs Holding This Stock
Summary
Showing Top 3 of 91
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership

ARROW FINANCIAL CORP
Shares:1.86M
Value:$60.97M

BLACKROCK INC.
Shares:1.29M
Value:$42.43M

GLENS FALLS NATIONAL BANK & TRUST CO /NY
Shares:1.28M
Value:$41.94M
Summary
Showing Top 3 of 150





