About Atlanticus Holdings Corporation
https://www.atlanticus.comAtlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance.
CEO
Jeffrey A. Howard
Compensation Summary
(Year 2022)
Salary $850,000
Bonus $475,000
Stock Awards $860,049
All Other Compensation $4,575
Total Compensation $2,189,624
Industry Financial - Credit Services
Sector Financial Services
Went public June 14, 2021
Method of going public IPO
Full time employees 417
ETFs Holding This Stock
Summary
Total 3
Showing Top 1 of 3
Ratings Snapshot
Rating : A
Discounted Cash Flow 5
Return On Equity 5
Return On Assets 3
Debt To Equity 1
Price To Earnings 4
Price To Book 4
Overall Score 4
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0
Market Cap $366.43 M
52w High $25.00
52w Low $21.66
Dividend Yield 7.98%
Frequency Quarterly
P/E 3.21
Volume 5.70K
Outstanding Shares 15.14M
About Atlanticus Holdings Corporation
https://www.atlanticus.comAtlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $178.8M ▲ | $69.31M ▲ | $24.98M ▼ | 13.97% ▼ | $1.5 ▼ | $34.97M ▼ |
| Q2-2025 | $143.3M ▲ | $48.09M ▲ | $30.57M ▼ | 21.33% ▼ | $1.87 ▲ | $41.83M ▼ |
| Q1-2025 | $134.67M ▲ | $45.2M ▲ | $31.52M ▲ | 23.41% ▼ | $1.85 ▲ | $42.47M ▲ |
| Q4-2024 | $133.37M ▲ | $41.79M ▲ | $31.3M ▲ | 23.47% ▼ | $1.77 ▲ | $41.27M ▲ |
| Q3-2024 | $119.42M | $35.01M | $29.54M | 24.74% | $1.58 | $38.57M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $425.02M ▲ | $7.08B ▲ | $6.49B ▲ | $589.34M ▲ |
| Q2-2025 | $329.42M ▼ | $3.64B ▲ | $3.08B ▲ | $563.32M ▲ |
| Q1-2025 | $350.39M ▼ | $3.27B ▲ | $2.74B ▼ | $532.71M ▲ |
| Q4-2024 | $375.42M ▲ | $3.27B ▲ | $2.78B ▲ | $492.91M ▲ |
| Q3-2024 | $308.65M | $3.04B | $2.59B | $457.72M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $24.59M ▼ | $107.45M ▼ | $-506.91M ▼ | $442.16M ▲ | $42.7M ▲ | $107.39M ▼ |
| Q2-2025 | $30.29M ▼ | $132.69M ▲ | $-405.53M ▼ | $294.62M ▲ | $21.79M ▲ | $130.54M ▲ |
| Q1-2025 | $31.12M ▼ | $131.57M ▲ | $-114.89M ▲ | $-54.87M ▼ | $-38.19M ▼ | $128.89M ▲ |
| Q4-2024 | $31.3M ▲ | $122.6M ▲ | $-176M ▲ | $168.32M ▼ | $114.93M ▲ | $121.01M ▲ |
| Q3-2024 | $28.68M | $112.36M | $-306.29M | $171.47M | $-22.45M | $112.5M |
Revenue by Products
| Product | Q1-2024 | Q3-2024 | Q2-2024 | Q2-2025 |
|---|---|---|---|---|
 Merchant Fees | $0 ▲ | $0 ▲ | $0 ▲ | $60.00M ▲ |
 Other Revenue | $0 ▲ | $0 ▲ | $0 ▲ | $20.00M ▲ |
 Credit and Debit Card | $0 ▲ | $10.00M ▲ | $0 ▼ | $0 ▲ |
 Service Charges and Other Customer Related Fees | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ | $0 ▼ |
CEO
Jeffrey A. Howard
Compensation Summary
(Year 2022)
Salary $850,000
Bonus $475,000
Stock Awards $860,049
All Other Compensation $4,575
Total Compensation $2,189,624
Industry Financial - Credit Services
Sector Financial Services
Went public June 14, 2021
Method of going public IPO
Full time employees 417
ETFs Holding This Stock
Summary
Total 3
Showing Top 1 of 3
Ratings Snapshot
Rating : A
Discounted Cash Flow 5
Return On Equity 5
Return On Assets 3
Debt To Equity 1
Price To Earnings 4
Price To Book 4
Overall Score 4
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0