About BV Financial, Inc.
https://www.bayvanguard.comBV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits.

CEO
David M. Flair
Compensation Summary
(Year 2008)
ETFs Holding This Stock
Summary
Showing Top 3 of 48
Ratings Snapshot
Rating : A-
Price Target
Institutional Ownership

ALLIANCEBERNSTEIN L.P.
Shares:972.79K
Value:$17.98M

BLACKROCK, INC.
Shares:537.15K
Value:$9.93M

VANGUARD GROUP INC
Shares:500.81K
Value:$9.25M
Summary
Showing Top 3 of 64
About BV Financial, Inc.
https://www.bayvanguard.comBV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $13.22M ▲ | $0 ▼ | $3.73M ▲ | 28.22% ▲ | $0.41 ▲ | $5.18M ▲ |
| Q2-2025 | $12.98M ▲ | $5.75M ▼ | $2.86M ▲ | 22.04% ▲ | $0.29 ▲ | $3.98M ▲ |
| Q1-2025 | $12.41M ▼ | $6.18M ▼ | $2.1M ▲ | 16.91% ▲ | $0.21 ▲ | $2.94M ▼ |
| Q4-2024 | $12.56M ▼ | $6.21M ▲ | $1.95M ▼ | 15.55% ▼ | $0.18 ▼ | $3.09M ▼ |
| Q3-2024 | $12.85M | $5.47M | $3.8M | 29.57% | $0.35 | $5.59M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $0 ▼ | $909.39M ▲ | $719.18M ▲ | $190.21M ▼ |
| Q2-2025 | $40.35M ▼ | $908.33M ▼ | $710.34M ▼ | $197.99M ▼ |
| Q1-2025 | $106M ▼ | $921.94M ▲ | $723.87M ▲ | $198.07M ▲ |
| Q4-2024 | $107.76M ▼ | $911.82M ▲ | $716.32M ▲ | $195.5M ▼ |
| Q3-2024 | $133.23M | $892.71M | $682.98M | $209.73M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q2-2025 | $2.86M ▲ | $2.71M ▼ | $-519K ▲ | $-16.69M ▼ | $-14.5M ▼ | $2.57M ▼ |
| Q1-2025 | $2.1M ▲ | $4.43M ▲ | $-10M ▲ | $5.89M ▼ | $320K ▲ | $4.22M ▲ |
| Q4-2024 | $1.95M ▼ | $3.93M ▼ | $-43.82M ▼ | $16.33M ▲ | $-23.57M ▼ | $3.92M ▼ |
| Q3-2024 | $3.8M ▲ | $6.06M ▲ | $5.97M ▼ | $-8.61M ▼ | $3.43M ▼ | $5.96M ▲ |
| Q2-2024 | $3.4M | $1.5M | $8.64M | $1.67M | $11.8M | $1.45M |
Revenue by Products
| Product | Q3-2024 | Q4-2024 | Q1-2025 | Q2-2025 |
|---|---|---|---|---|
Debit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
David M. Flair
Compensation Summary
(Year 2008)
ETFs Holding This Stock
Summary
Showing Top 3 of 48
Ratings Snapshot
Rating : A-
Price Target
Institutional Ownership

ALLIANCEBERNSTEIN L.P.
Shares:972.79K
Value:$17.98M

BLACKROCK, INC.
Shares:537.15K
Value:$9.93M

VANGUARD GROUP INC
Shares:500.81K
Value:$9.25M
Summary
Showing Top 3 of 64




