About Bridgewater Bancshares, Inc.
https://www.bridgewaterbankmn.comBridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States.

CEO
Gerald John Baack
Compensation Summary
(Year 2020)
Salary $575,000
Bonus $432,000
Stock Awards $320,689
All Other Compensation $35,331
Total Compensation $1,457,998
Industry Banks - Regional
Sector Financial Services
Went public August 18, 2021
Full time employees 292
Ratings Snapshot
Rating : B+
Discounted Cash Flow 4
Return On Equity 3
Return On Assets 3
Debt To Equity 2
Price To Earnings 3
Price To Book 3
Overall Score 3
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0
Market Cap $529.04 M
52w High $22.48
52w Low $18.10
Dividend Yield 7.27%
Frequency Quarterly
P/E 12.38
Volume 602
Outstanding Shares 22.45M
About Bridgewater Bancshares, Inc.
https://www.bridgewaterbankmn.comBridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $75.39M ▲ | $19.65M ▲ | $11.6M ▲ | 15.39% ▼ | $0.39 ▲ | $16.09M ▲ |
| Q2-2025 | $72.45M ▲ | $18.57M ▲ | $11.52M ▲ | 15.9% ▲ | $0.38 ▲ | $15.71M ▲ |
| Q1-2025 | $67.34M ▲ | $17.68M ▲ | $9.63M ▲ | 14.31% ▲ | $0.31 ▲ | $14.08M ▲ |
| Q4-2024 | $65.43M ▲ | $16.39M ▲ | $8.2M ▼ | 12.54% ▼ | $0.26 ▼ | $11.61M ▼ |
| Q3-2024 | $64.17M | $15.38M | $8.68M | 13.52% | $0.28 | $11.96M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $509.03M ▼ | $5.36B ▲ | $4.86B ▲ | $497.46M ▲ |
| Q2-2025 | $612.39M ▲ | $5.3B ▲ | $4.82B ▲ | $476.28M ▲ |
| Q1-2025 | $214.09M ▼ | $5.14B ▲ | $4.67B ▲ | $468.98M ▲ |
| Q4-2024 | $619.83M ▼ | $5.07B ▲ | $4.61B ▲ | $457.94M ▲ |
| Q3-2024 | $856.57M | $4.69B | $4.24B | $452.2M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $11.6M ▲ | $9.38M ▲ | $-137.02M ▼ | $41.97M ▼ | $-85.68M ▼ | $7.78M ▲ |
| Q2-2025 | $11.52M ▲ | $4M ▼ | $-108.44M ▲ | $155.74M ▲ | $51.29M ▲ | $2.83M ▼ |
| Q1-2025 | $9.63M ▲ | $7.46M ▼ | $-135.12M ▼ | $64.11M ▼ | $-63.55M ▼ | $6.93M ▼ |
| Q4-2024 | $8.2M ▼ | $34.58M ▲ | $-87M ▼ | $90.32M ▲ | $37.9M ▼ | $31.16M ▲ |
| Q3-2024 | $8.68M | $-5.99M | $62.06M | $1.69M | $57.77M | $-6.45M |

CEO
Gerald John Baack
Compensation Summary
(Year 2020)
Salary $575,000
Bonus $432,000
Stock Awards $320,689
All Other Compensation $35,331
Total Compensation $1,457,998
Industry Banks - Regional
Sector Financial Services
Went public August 18, 2021
Full time employees 292
Ratings Snapshot
Rating : B+
Discounted Cash Flow 4
Return On Equity 3
Return On Assets 3
Debt To Equity 2
Price To Earnings 3
Price To Book 3
Overall Score 3
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0

