About Credit Acceptance Corporation
https://www.creditacceptance.comCredit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers.
CEO
Kenneth S. Booth
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1994-12-21 | Forward | 2:1 |
| 1993-12-27 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 148
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
PRESCOTT GENERAL PARTNERS LLC
Shares:1.44M
Value:$683M
RUANE, CUNNIFF & GOLDFARB INC
Shares:1.07M
Value:$508.74M
CERITY PARTNERS LLC
Shares:796.56K
Value:$378.61M
Summary
Showing Top 3 of 338
About Credit Acceptance Corporation
https://www.creditacceptance.comCredit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $576.4M ▲ | $213.1M ▼ | $108.2M ▲ | 18.77% ▲ | $9.62 ▲ | $149.7M ▲ |
| Q2-2025 | $575.6M ▲ | $244.4M ▲ | $87.4M ▼ | 15.18% ▼ | $7.55 ▼ | $116.4M ▼ |
| Q1-2025 | $562.3M ▲ | $208.8M ▲ | $106.3M ▼ | 18.9% ▼ | $8.79 ▼ | $141M ▼ |
| Q4-2024 | $557.7M ▲ | $167.4M ▼ | $151.9M ▲ | 27.24% ▲ | $12.33 ▲ | $190.6M ▲ |
| Q3-2024 | $543.6M | $236.8M | $78.8M | 14.5% | $6.42 | $106.7M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $607.7M ▲ | $8.64B ▼ | $7.06B ▼ | $1.58B ▲ |
| Q2-2025 | $572.3M ▼ | $8.72B ▼ | $7.17B ▼ | $1.55B ▼ |
| Q1-2025 | $1.13B ▲ | $9.26B ▼ | $7.55B ▼ | $1.71B ▼ |
| Q4-2024 | $854.5M ▲ | $9.74B ▲ | $7.99B ▲ | $1.75B ▲ |
| Q3-2024 | $159.7M | $8.68B | $7.04B | $1.65B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $108.2M ▲ | $299.4M ▲ | $-127.6M ▲ | $-236.8M ▲ | $-65M ▲ | $298.8M ▲ |
| Q2-2025 | $87.4M ▼ | $139.7M ▼ | $-194.2M ▲ | $-502.3M ▼ | $-556.8M ▼ | $139.4M ▼ |
| Q1-2025 | $106.3M ▼ | $346.2M ▲ | $-291.6M ▼ | $221M ▲ | $275.6M ▲ | $345.9M ▲ |
| Q4-2024 | $151.9M ▲ | $306.2M ▼ | $-187.2M ▲ | $9.7M ▼ | $128.7M ▼ | $305.5M ▼ |
| Q3-2024 | $78.8M | $317.7M | $-424M | $305M | $198.7M | $317.3M |
CEO
Kenneth S. Booth
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1994-12-21 | Forward | 2:1 |
| 1993-12-27 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 148
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
PRESCOTT GENERAL PARTNERS LLC
Shares:1.44M
Value:$683M
RUANE, CUNNIFF & GOLDFARB INC
Shares:1.07M
Value:$508.74M
CERITY PARTNERS LLC
Shares:796.56K
Value:$378.61M
Summary
Showing Top 3 of 338