About Carter Bankshares, Inc.
https://www.cbtcares.comCarter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as longer-term certificates of deposits.

CEO
Litz H. Van Dyke
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 89
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:1.68M
Value:$34.09M

BLACKROCK INC.
Shares:1.68M
Value:$33.96M

VANGUARD GROUP INC
Shares:1.28M
Value:$25.99M
Summary
Showing Top 3 of 133
About Carter Bankshares, Inc.
https://www.cbtcares.comCarter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as longer-term certificates of deposits.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $63.58M ▲ | $27.75M ▼ | $5.42M ▼ | 8.52% ▼ | $0.24 ▼ | $9.12M ▼ |
| Q2-2025 | $61.66M ▼ | $28.31M ▲ | $8.51M ▼ | 13.8% ▼ | $0.37 ▼ | $12.57M ▼ |
| Q1-2025 | $61.92M ▲ | $27.05M ▼ | $8.95M ▲ | 14.46% ▲ | $0.39 ▲ | $13.05M ▲ |
| Q4-2024 | $60.9M ▼ | $27.9M ▲ | $8.28M ▲ | 13.6% ▲ | $0.36 ▲ | $12.52M ▲ |
| Q3-2024 | $61.13M | $26.54M | $5.63M | 9.21% | $0.24 | $8.82M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $771.25M ▼ | $4.84B ▲ | $4.43B ▲ | $412.84M ▲ |
| Q2-2025 | $855.12M ▲ | $4.78B ▲ | $4.38B ▲ | $405.63M ▲ |
| Q1-2025 | $770.62M ▼ | $4.7B ▲ | $4.3B ▲ | $401.77M ▲ |
| Q4-2024 | $786.12M ▲ | $4.66B ▲ | $4.27B ▲ | $384.31M ▼ |
| Q3-2024 | $785.32M | $4.61B | $4.23B | $386.82M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $5.42M ▼ | $11.81M ▲ | $-49.98M ▼ | $45.2M ▲ | $7.04M ▼ | $10.28M ▲ |
| Q2-2025 | $8.51M ▼ | $9.6M ▲ | $-13.44M ▲ | $14.75M ▼ | $10.91M ▲ | $7.68M ▲ |
| Q1-2025 | $8.95M ▲ | $6.38M ▼ | $-81.05M ▼ | $32.51M ▼ | $-42.17M ▼ | $4.85M ▼ |
| Q4-2024 | $8.28M ▲ | $11.45M ▲ | $-33.63M ▼ | $48.35M ▼ | $26.18M ▼ | $8.31M ▼ |
| Q3-2024 | $5.63M | $10.31M | $-22.83M | $55.77M | $43.25M | $8.43M |
Revenue by Products
| Product | Q1-2023 | Q3-2023 | Q2-2023 | Q4-2023 |
|---|---|---|---|---|
Commercial Loan Swap Fee Income | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Debit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Deposit Accounts Commissions And Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Insurance | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
Litz H. Van Dyke
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 89
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:1.68M
Value:$34.09M

BLACKROCK INC.
Shares:1.68M
Value:$33.96M

VANGUARD GROUP INC
Shares:1.28M
Value:$25.99M
Summary
Showing Top 3 of 133




