About Cass Information Systems, Inc.
https://www.cassinfo.comCass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The company's services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information.
CEO
Martin H. Resch
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2018-12-03 | Forward | 6:5 |
| 2017-12-04 | Forward | 11:10 |
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:423.58K
IWM
Weight:0.02%
Shares:326.17K
XSU.TO
Weight:0.02%
Shares:326.17K
Summary
Showing Top 3 of 97
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:1.05M
Value:$44.55M
BLACKROCK, INC.
Shares:962.79K
Value:$41.01M
BUCKINGHAM STRATEGIC WEALTH, LLC
Shares:838.25K
Value:$35.7M
Summary
Showing Top 3 of 188
About Cass Information Systems, Inc.
https://www.cassinfo.comCass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The company's services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $54.01M ▲ | $36.51M ▲ | $9.11M ▲ | 16.86% ▼ | $0.69 ▲ | $13.35M ▲ |
| Q2-2025 | $48.59M ▼ | $669K ▼ | $8.86M ▼ | 18.23% ▲ | $0.67 | $12.36M ▼ |
| Q1-2025 | $51.43M ▼ | $721K ▼ | $8.97M ▲ | 17.43% ▲ | $0.67 ▲ | $14.69M ▲ |
| Q4-2024 | $55.08M ▼ | $4.41M ▼ | $4.59M ▲ | 8.34% ▲ | $0.34 ▲ | $12.16M ▲ |
| Q3-2024 | $55.57M | $7.45M | $2.94M | 5.29% | $0.22 | $10.31M |
What's going well?
Revenue is up sharply, and gross profit margins are very high this quarter. The company remains profitable and earnings per share improved slightly.
What's concerning?
Operating expenses ballooned, cutting operating margins in half. If this level of spending continues, it could weigh on future profits.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $976M ▲ | $2.45B ▲ | $2.21B ▲ | $243.45M ▲ |
| Q2-2025 | $218.16M ▼ | $2.32B ▼ | $2.08B ▼ | $240.82M ▲ |
| Q1-2025 | $220.67M ▼ | $2.32B ▼ | $2.08B ▼ | $234.25M ▲ |
| Q4-2024 | $349.73M ▲ | $2.4B ▲ | $2.17B ▲ | $229.03M ▼ |
| Q3-2024 | $230.56M | $2.26B | $2.02B | $237.65M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $9.21M ▲ | $12.31M ▲ | $-95.96M ▼ | $124.11M ▲ | $40.47M ▲ | $11.28M ▲ |
| Q2-2025 | $5.16M ▼ | $-1.29M ▼ | $20.89M ▲ | $-22.11M ▲ | $-2.51M ▲ | $-2.63M ▼ |
| Q1-2025 | $8.55M ▲ | $21.57M ▲ | $-71.03M ▼ | $-79.59M ▼ | $-129.05M ▼ | $18.99M ▲ |
| Q4-2024 | $4.59M ▲ | $18.63M ▲ | $-173K ▲ | $100.72M ▲ | $119.17M ▲ | $17.15M ▲ |
| Q3-2024 | $3.03M | $-198K | $-8.43M | $15.46M | $6.83M | $-2.23M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Bank Service Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Financial Fees | $20.00M ▲ | $10.00M ▼ | $10.00M ▲ | $10.00M ▲ |
 Information Services | $60.00M ▲ | $30.00M ▼ | $30.00M ▲ | $30.00M ▲ |
 Processing Fees | $40.00M ▲ | $20.00M ▼ | $20.00M ▲ | $20.00M ▲ |
CEO
Martin H. Resch
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2018-12-03 | Forward | 6:5 |
| 2017-12-04 | Forward | 11:10 |
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:423.58K
IWM
Weight:0.02%
Shares:326.17K
XSU.TO
Weight:0.02%
Shares:326.17K
Summary
Showing Top 3 of 97
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:1.05M
Value:$44.55M
BLACKROCK, INC.
Shares:962.79K
Value:$41.01M
BUCKINGHAM STRATEGIC WEALTH, LLC
Shares:838.25K
Value:$35.7M
Summary
Showing Top 3 of 188