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CCS

Century Communities, Inc.

CCS

Century Communities, Inc. • NYSE
$65.29 ▲ 0.03% (+0.02)
Market Cap $1.92 B
52w High $91.71
52w Low $50.42
Dividend Yield 1.16%
P/E 9.52
Volume 125.79K
Outstanding Shares 29.38M

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q3-2025 $980.284M ▼ $119.895M ▼ $37.403M ▲ 3.816% ▲ $1.26 ▲ $53.843M ▼
Q2-2025 $1.001B ▲ $128.837M ▲ $34.854M ▼ 3.483% ▼ $1.15 ▼ $56.18M ▼
Q1-2025 $903.232M ▼ $120.76M ▼ $39.384M ▼ 4.36% ▼ $1.28 ▼ $64.395M ▼
Q4-2024 $1.273B ▲ $143.435M ▲ $102.741M ▲ 8.068% ▲ $3.27 ▲ $137.593M ▲
Q3-2024 $1.137B $132.972M $83.02M 7.303% $2.65 $119.894M

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q3-2025 $130.075M ▲ $4.694B ▲ $2.116B ▲ $2.578B ▲
Q2-2025 $93.246M ▼ $4.579B ▲ $2.015B ▲ $2.564B ▼
Q1-2025 $100.336M ▼ $4.556B ▲ $1.978B ▲ $2.579B ▼
Q4-2024 $149.998M ▲ $4.532B ▼ $1.912B ▼ $2.621B ▲
Q3-2024 $149.155M $4.781B $2.233B $2.548B

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q3-2025 $37.403M ▲ $339K ▲ $986K ▼ $45.876M ▲ $47.197M ▲ $-10.417M ▼
Q2-2025 $34.854M ▼ $-883K ▲ $33.728M ▲ $-29.471M ▼ $3.072M ▲ $-7.39M ▲
Q1-2025 $39.384M ▼ $-36.58M ▼ $-4.093M ▼ $-1.479M ▲ $-42.152M ▼ $-39.96M ▼
Q4-2024 $102.74M ▲ $299.678M ▲ $45.016M ▲ $-348.279M ▼ $-3.585M ▼ $262.015M ▲
Q3-2024 $83.02M $-69.591M $-190.081M $336.042M $68.405M $-75.955M

Revenue by Products

Product Q4-2024Q1-2025Q2-2025Q3-2025
Financial Services
Financial Services
 $60.00M ▲$20.00M ▼$20.00M ▲$20.00M ▲
Home Building
Home Building
 $2.17Bn ▲$880.00M ▼$980.00M ▲$960.00M ▼
Home Sales
Home Sales
 $2.17Bn ▲$880.00M ▼$980.00M ▲$960.00M ▼
Land Sales And Other
Land Sales And Other
 $0 ▲$0 ▲$0 ▲$10.00M ▲

Five-Year Company Overview

Income Statement

Income Statement Century Communities has grown its business meaningfully over the last five years, though results have been bumpy, which is normal for a homebuilder. Revenue dipped after a very strong period and then recovered again most recently, showing the company can still move a lot of homes even in a tougher interest rate environment. Profitability remains solid, but not as exceptional as during the housing boom peak a few years ago. Margins have come down from those record levels yet are still healthy by industry standards. Earnings per share follow the same pattern: very strong, then a step down, and now stabilizing at a level that still looks robust versus pre‑boom years. Overall, this points to a business that has come off a peak but is still performing well in a more normal, less frothy market.

Balance Sheet

Balance Sheet The balance sheet shows a company that has been steadily building up its asset base and shareholder equity over time. Total assets and equity have both grown, which suggests Century Communities has been reinvesting past profits back into land, communities, and operations. Debt has also increased, but at a slower pace than equity, which indicates a somewhat more balanced capital structure over time. Cash on hand has trended lower, which is not unusual in homebuilding as funds are often tied up in land and inventory rather than sitting idle. Overall, the company appears to have a reasonably solid financial foundation, but it still relies on debt and must manage that carefully through housing cycles.

Cash Flow

Cash Flow Cash flow tells the story of a cyclical, inventory-heavy business. Operating cash flow has swung sharply from positive to negative and back again, depending on how aggressively the company is investing in land and housing inventory versus how quickly it is selling and delivering homes. More recently, cash generation from operations and free cash flow have improved compared with the weakest year in the set, suggesting better balance between growth investment and cash discipline. Capital spending itself remains modest; the bigger driver of cash swings is working capital tied up in projects. Investors should view cash flow as inherently volatile here and pay attention to how the company manages inventory and land commitments in changing market conditions.

Competitive Edge

Competitive Edge Century Communities operates in a very competitive and cyclical industry but has carved out a distinct position. Its focus is on affordable and entry-level buyers, a segment with steady underlying demand, especially when there is a shortage of starter homes. The dual-brand approach lets the company serve both traditional move-up buyers and more budget-conscious, quick move-in customers. The company’s vertically integrated model—offering mortgage, title, and insurance in-house—can make the process simpler for buyers and capture more value per sale. Its emphasis on quick move-in, or “spec” homes, allows it to respond faster to demand but also requires sharp execution to avoid being stuck with the wrong inventory. Overall, Century Communities looks competitively capable, but it still faces the usual pressures from larger national builders, local players, and shifting buyer preferences.

Innovation and R&D

Innovation and R&D Century Communities stands out in homebuilding for leaning hard into digital tools and new construction methods rather than relying only on traditional practices. Its online buying platform allows customers to shop, configure, and often complete the purchase of a home largely online, which fits well with younger, tech-comfortable buyers and can lower selling costs. The company is also experimenting with 3D-printed homes in partnership with a technology provider. This is still in an early, test-and-learn stage, but it could eventually shorten build times and improve cost efficiency if it proves scalable. On top of that, every home includes a standard smart-home package, which aligns with modern expectations and helps differentiate the product. Most of this activity is more about applied innovation than classic research spending: digital customer journeys, operational efficiency, and selective use of advanced building methods. The key questions are how widely and profitably Century Communities can roll out these innovations and whether they translate into lasting cost and customer-experience advantages.

Summary

Century Communities shows the profile of a mature but still-growing homebuilder that has moved past an exceptional boom period and is now proving it can operate effectively in a more normal, higher-rate housing environment. Revenue and profits remain strong, even if they are below prior peaks, and the balance sheet reflects years of reinvestment and equity buildup alongside manageable, but meaningful, debt. Cash flows are inherently volatile, driven by the timing of land purchases, construction, and closings, so this is not a “steady cash” business; instead, it is about managing the housing cycle intelligently. Competitively, the company is well positioned in the affordable and entry-level segments, backed by vertical integration and a strong digital homebuying experience. Its push into online sales, smart-home features, and early-stage 3D printing shows a willingness to innovate in an industry that often moves slowly. The main uncertainties remain the broader housing cycle, interest rate trends, construction costs, and the long-term scalability of its newer technologies. Overall, Century Communities appears to be a cyclical but capable operator with a clear strategy built around affordability, efficiency, and digital engagement.

NEWS

November 24, 2025 · 1:54 PM UTC

Century Communities Reveals New Homes Coming Soon to Davis, CA

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November 11, 2025 · 11:44 AM UTC

Century Complete Reveals New Homes Coming Soon to Tabor City, NC

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November 5, 2025 · 8:15 PM UTC

Century Communities Announces Quarterly Cash Dividend

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November 4, 2025 · 11:33 AM UTC

Century Complete Announces New Paired Homes Coming Soon to Bullhead City, AZ

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November 3, 2025 · 10:45 AM UTC

Century Complete Announces New Homes Now Selling in Jacksonville's Westside

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