About C&F Financial Corporation
https://www.cffc.comC&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans.
CEO
Thomas F. Cherry
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-07-21 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 60
Ratings Snapshot
Rating : C+
Price Target
Institutional Ownership
DIMENSIONAL FUND ADVISORS LP
Shares:183.53K
Value:$13.16M
VANGUARD GROUP INC
Shares:167.73K
Value:$12.03M
BLACKROCK, INC.
Shares:165.2K
Value:$11.84M
Summary
Showing Top 3 of 93
About C&F Financial Corporation
https://www.cffc.comC&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $46.6M ▼ | $23.26M ▼ | $7.08M ▼ | 15.18% ▼ | $2.19 ▼ | $9.8M ▼ |
| Q2-2025 | $46.83M ▲ | $24.21M ▲ | $7.69M ▲ | 16.42% ▲ | $2.37 ▲ | $10.62M ▲ |
| Q1-2025 | $42.67M ▲ | $22.17M ▲ | $5.37M ▼ | 12.58% ▼ | $1.66 ▼ | $7.51M ▼ |
| Q4-2024 | $42.46M ▼ | $20.39M ▼ | $6.04M ▲ | 14.22% ▲ | $1.87 ▲ | $8.25M ▲ |
| Q3-2024 | $43.85M | $22.04M | $5.39M | 12.29% | $1.65 | $7.62M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q2-2025 | $373.69M ▲ | $2.69B ▲ | $2.45B ▲ | $240.31M ▲ |
| Q1-2025 | $315.03M ▲ | $2.61B ▲ | $2.38B ▲ | $234.63M ▲ |
| Q4-2024 | $132.04M ▼ | $2.56B ▲ | $2.34B ▲ | $226.36M ▼ |
| Q3-2024 | $458.24M ▲ | $2.55B ▲ | $2.32B ▲ | $227.34M ▲ |
| Q2-2024 | $449.42M | $2.49B | $2.27B | $218.46M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q2-2025 | $7.77M ▲ | $-4.39M ▼ | $-56.07M ▼ | $64.7M ▲ | $4.24M ▼ | $-4.95M ▼ |
| Q1-2025 | $5.39M ▼ | $3.21M ▼ | $-33.54M ▼ | $40.7M ▲ | $10.37M ▼ | $2.94M ▼ |
| Q4-2024 | $6.03M ▲ | $35.49M ▲ | $-31.94M ▲ | $12.84M ▼ | $16.39M ▲ | $35.06M ▲ |
| Q3-2024 | $5.42M ▲ | $404K ▼ | $-44.48M ▼ | $48.6M ▲ | $4.53M ▲ | $-1.63M ▼ |
| Q2-2024 | $5.03M | $1.7M | $-22.6M | $10.37M | $-10.54M | $1.16M |
Revenue by Products
| Product | Q3-2024 | Q4-2024 | Q1-2025 | Q2-2025 |
|---|---|---|---|---|
 Community Banking | $20.00M ▲ | $20.00M ▲ | $20.00M ▲ | $20.00M ▲ |
 Consumer Finance Segment | $0 ▲ | $0 ▲ | $10.00M ▲ | $10.00M ▲ |
 Mortgage Banking | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Other Operating Segment | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Consumer Finance | $10.00M ▲ | $10.00M ▲ | $0 ▼ | $0 ▲ |
CEO
Thomas F. Cherry
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-07-21 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 60
Ratings Snapshot
Rating : C+
Price Target
Institutional Ownership
DIMENSIONAL FUND ADVISORS LP
Shares:183.53K
Value:$13.16M
VANGUARD GROUP INC
Shares:167.73K
Value:$12.03M
BLACKROCK, INC.
Shares:165.2K
Value:$11.84M
Summary
Showing Top 3 of 93