CFFN - Capitol Federal Financial, Inc. Stock Analysis

Stock Taper

OPPORTUNITY RADAR SCREENER COMPARE ANY 2 STOCKS

CFFN

CAPITOL FEDERAL FINANCIAL, INC.

NASDAQ

$8.39

▼ DOWN 0.94% (-0.08)

KEY STATISTICS

Market Cap$1.04 B

52w High$9.26

52w Low$5.97

Dividend Yield4.34%

FrequencyQuarterly

P/E12.91

Volume1.09M

Shares Out.123.38M

COMPANY

LEADERSHIP

CHIEF EXECUTIVE

John Dicus

COMPENSATION 2026

Salary$794,770

Stock Awards$0

Incentive Plan Pay$0

All Other Comp.$0

Total$1,324,805

ABOUT

SECTOR

Financial Services

WENT PUBLIC

April 1, 1999

METHOD OF GOING PUBLIC

IPO

FULL TIME EMPLOYEES

641

PRICE TARGET

Target High$10.00

Target Low$9.50

Target Median$9.75

Target Consensus$9.75

UPCOMING EARNINGS

DateOct 28, 2026

DayWednesday

Rev. Est.$61.12M

OCT

WED

SPLIT RECORD

DATE	TYPE	RATIO
2010-12-22	Forward	22637:10000

ETFS HOLDING THIS STOCK

ETFS HOLDING

193

LISTED HERE

RANKED BY POSITION SIZE

INSTITUTIONAL OWNERSHIP

SHARES OWNED

64.09%

HOLDERS

374

TOP 8 OF 374 · RANKED BY POSITION SIZE

Dimensional Fund Advisors LP

7.3M sh

$61.96M

Holdco Asset Management, LP

Renaissance Technologies LLC

4.5M sh

$28.42M

Blackrock Fund Advisors

4.2M sh

$69.2M

PRICE

$8.39 ▼ DOWN 0.94% (−$0.08)

OVERLAYS

About Capitol Federal Financial, Inc.

https://capfed.com ↗

Capitol Federal Financial, Inc. is a Topeka-based holding company offering retail banking products and services, including deposits, loans, and digital banking, through 54 branches across Kansas and Missouri.

INDUSTRY

Banks - Regional

A PRODUCT CAPITOL FEDERAL FINANCIAL, INC. IS KNOWN FOR

Simple Blue Checking Account

A simple personal checking account with a Visa debit card, fee-free ATM access, and online/mobile banking, designed as an accessible entry point for new customers seeking straightforward everyday banking.

COMPETITORS

COMPETITOR

Capitol Federal Financial in 2025

SENTIMENT: + POSITIVE

EARNINGS · OCTOBER - DECEMBER 2025

Capitol Federal Financial Reports Strong Fiscal Year 2025 Earnings and Announces Special Dividend

Capitol Federal Financial, Inc. reported a significant increase in net income and earnings per share for the fiscal year 2025, driven by a strategic shift towards higher-yielding commercial loans. This strong financial performance culminated in the board of directors declaring a special cash dividend of $0.04 per share and announcing significant stock repurchases, signaling confidence in the company's financial health and commitment to shareholder returns.

PRODUCT DISCONTINUATION · FISCAL YEAR 2025 · IN PROGRESS

Capitol Federal Financial Accelerates Shift from Residential Mortgages to Commercial Lending to Boost Profitability

In 2025, Capitol Federal Financial made a significant strategic shift by accelerating the repositioning of its loan portfolio, moving away from its traditional focus on one- to four-family residential loans towards higher-yielding commercial loans. This intentional move is designed to improve the company's net interest margin and diversify its revenue streams in a changing interest rate environment.

Latest News

SEEKING ALPHA · OCT 6, 2026

Capitol Federal Financial: Margin Expansion Supports The Bull Case

Capitol Federal Financial is improving profitability as it shifts from residential mortgages to higher-yield commercial lending, yet the market remains cautious. CFFN's net interest margin rose to 2.31%, with Q3 net profit at $23.6 million and EPS of $0.19, but profitability lags sector peers. Valuation is mixed: CFFN trades at 13x GAAP P/E and 1.02x P/B, below the sector median on P/B but above on forward P/E, reflecting cautious optimism.

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