About Cullen/Frost Bankers, Inc.
https://www.frostbank.comCullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors.
CEO
Phillip D. Green
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1999-06-23 | Forward | 2:1 |
| 1996-06-24 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 274
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Raymond James
Outperform
Barclays
Equal Weight
Stephens & Co.
Equal Weight
Keefe, Bruyette & Woods
Market Perform
RBC Capital
Sector Perform
Evercore ISI Group
In Line
Grade Summary
Showing Top 6 of 9
Price Target
Institutional Ownership
VANGUARD GROUP INC
Shares:6.49M
Value:$889.95M
BLACKROCK, INC.
Shares:6.2M
Value:$849.57M
BLACKROCK INC.
Shares:5.8M
Value:$794.86M
Summary
Showing Top 3 of 645
About Cullen/Frost Bankers, Inc.
https://www.frostbank.comCullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $745.56M ▲ | $352.48M ▲ | $174.38M ▲ | 23.39% ▲ | $2.7 ▲ | $230.24M ▲ |
| Q2-2025 | $719.23M ▲ | $347.13M ▼ | $157M ▲ | 21.83% ▲ | $2.39 ▲ | $208.46M ▲ |
| Q1-2025 | $709.13M ▼ | $348.07M ▲ | $150.92M ▼ | 21.28% ▼ | $2.3 ▼ | $200.99M ▼ |
| Q4-2024 | $723.52M ▲ | $336.17M ▲ | $154.85M ▲ | 21.4% ▲ | $2.37 ▲ | $205.42M ▲ |
| Q3-2024 | $721.87M | $323.41M | $146.5M | 20.29% | $2.24 | $195.96M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $18.62B ▲ | $52.53B ▲ | $48.07B ▲ | $4.46B ▲ |
| Q2-2025 | $17.62B ▲ | $51.41B ▼ | $47.21B ▼ | $4.2B ▲ |
| Q1-2025 | $9.25B ▼ | $52B ▼ | $47.89B ▼ | $4.11B ▲ |
| Q4-2024 | $25.26B ▲ | $52.52B ▲ | $48.62B ▲ | $3.9B ▼ |
| Q3-2024 | $24.51B | $51.01B | $46.87B | $4.14B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $174.38M ▲ | $248.58M ▲ | $-275.19M ▼ | $850.75M ▲ | $824.15M ▲ | $315.8M ▲ |
| Q2-2025 | $157M ▲ | $140.77M ▲ | $-57.57M ▲ | $-820.52M ▼ | $-737.32M ▲ | $114.51M ▲ |
| Q1-2025 | $150.92M ▼ | $-296.11M ▼ | $-1.82B ▼ | $-266.1M ▼ | $-2.38B ▼ | $-337.06M ▼ |
| Q4-2024 | $154.85M ▲ | $64.3M ▼ | $-294.41M ▼ | $1.27B ▼ | $1.04B ▼ | $26.66M ▼ |
| Q3-2024 | $146.5M | $307.22M | $179.12M | $1.57B | $2.05B | $281.89M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Bank | $490.00M ▲ | $490.00M ▲ | $500.00M ▲ | $520.00M ▲ |
 Frost Wealth Advisors | $60.00M ▲ | $50.00M ▼ | $50.00M ▲ | $60.00M ▲ |
 Non Banks | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
CEO
Phillip D. Green
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1999-06-23 | Forward | 2:1 |
| 1996-06-24 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 274
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Raymond James
Outperform
Barclays
Equal Weight
Stephens & Co.
Equal Weight
Keefe, Bruyette & Woods
Market Perform
RBC Capital
Sector Perform
Evercore ISI Group
In Line
Grade Summary
Showing Top 6 of 9
Price Target
Institutional Ownership
VANGUARD GROUP INC
Shares:6.49M
Value:$889.95M
BLACKROCK, INC.
Shares:6.2M
Value:$849.57M
BLACKROCK INC.
Shares:5.8M
Value:$794.86M
Summary
Showing Top 3 of 645