About City Holding Company
https://www.bankatcity.comCity Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts.
CEO
Charles R. Hageboeck
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1996-10-30 | Forward | 11:10 |
| 1995-10-30 | Forward | 11:10 |
ETFs Holding This Stock
Summary
Showing Top 3 of 193
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:2.14M
Value:$263.26M
BLACKROCK, INC.
Shares:2M
Value:$247.17M
VANGUARD GROUP INC
Shares:1.69M
Value:$208.5M
Summary
Showing Top 3 of 280
About City Holding Company
https://www.bankatcity.comCity Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $100.02M ▲ | $35.69M ▼ | $35.19M ▲ | 35.18% ▲ | $2.41 ▲ | $45.8M ▲ |
| Q2-2025 | $97.03M ▲ | $36.5M ▲ | $33.39M ▲ | 34.41% ▲ | $2.29 ▲ | $44.73M ▲ |
| Q1-2025 | $93.98M ▲ | $35.49M ▲ | $30.34M ▲ | 32.29% ▲ | $2.06 ▲ | $40.05M ▲ |
| Q4-2024 | $93.29M ▼ | $35.27M ▼ | $28.65M ▼ | 30.71% ▼ | $1.94 ▼ | $38.82M ▼ |
| Q3-2024 | $96.11M | $35.35M | $29.81M | 31.02% | $2.02 | $39.92M |
What's going well?
Revenue, profit, and earnings per share all grew this quarter. Margins remain high, and the company is keeping costs under control, leading to better efficiency and profitability.
What's concerning?
Growth is steady but not rapid, and interest costs remain a significant expense. Lack of R&D spending could be a concern for future innovation.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.02B ▼ | $6.67B ▲ | $5.87B ▲ | $798.94M ▲ |
| Q2-2025 | $1.05B ▼ | $6.6B ▼ | $5.83B ▼ | $764.22M ▲ |
| Q1-2025 | $1.11B ▲ | $6.62B ▲ | $5.87B ▲ | $756.34M ▲ |
| Q4-2024 | $240.8M ▼ | $6.46B ▲ | $5.73B ▲ | $730.66M ▼ |
| Q3-2024 | $296.34M | $6.43B | $5.69B | $741.3M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $35.19M ▲ | $37.29M ▲ | $-10.14M ▲ | $26.32M ▲ | $53.47M ▲ | $35.75M ▲ |
| Q2-2025 | $33.39M ▲ | $28.22M ▼ | $-192.05M ▼ | $-48.75M ▼ | $-212.58M ▼ | $27.83M ▼ |
| Q1-2025 | $30.34M ▲ | $31.51M ▼ | $12.66M ▲ | $115.14M ▲ | $159.32M ▲ | $31.26M ▼ |
| Q4-2024 | $28.65M ▼ | $33.76M ▼ | $-119.08M ▼ | $16.76M ▼ | $-68.56M ▼ | $32.8M ▼ |
| Q3-2024 | $29.81M | $37.65M | $-2.82M | $41.14M | $75.96M | $37M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Debit Card | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ |
 Deposit Account | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ |
 Fiduciary and Trust | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
CEO
Charles R. Hageboeck
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1996-10-30 | Forward | 11:10 |
| 1995-10-30 | Forward | 11:10 |
ETFs Holding This Stock
Summary
Showing Top 3 of 193
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:2.14M
Value:$263.26M
BLACKROCK, INC.
Shares:2M
Value:$247.17M
VANGUARD GROUP INC
Shares:1.69M
Value:$208.5M
Summary
Showing Top 3 of 280