About Chemung Financial Corporation
https://www.chemungcanal.comChemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts.

CEO
Anders M. Tomson
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-06-03 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 63
Ratings Snapshot
Rating : B
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:358.36K
Value:$20.46M

CHEMUNG CANAL TRUST CO
Shares:305.64K
Value:$17.45M

BLACKROCK INC.
Shares:222.97K
Value:$12.73M
Summary
Showing Top 3 of 105
About Chemung Financial Corporation
https://www.chemungcanal.comChemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $39.71M ▲ | $17.38M ▼ | $7.79M ▲ | 19.62% ▲ | $1.62 ▲ | $10.72M ▲ |
| Q2-2025 | $22.03M ▼ | $17.47M ▲ | $-6.45M ▼ | -29.28% ▼ | $-1.34 ▼ | $-8.22M ▼ |
| Q1-2025 | $37.31M ▼ | $16.65M ▼ | $6.02M ▲ | 16.14% ▲ | $1.26 ▲ | $8.35M ▲ |
| Q4-2024 | $38.28M ▲ | $17.45M ▲ | $5.91M ▲ | 15.45% ▲ | $1.24 ▲ | $8.15M ▲ |
| Q3-2024 | $37.93M | $16.16M | $5.72M | 15.08% | $1.2 | $7.85M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $361.26M ▼ | $2.7B ▼ | $2.45B ▼ | $245.31M ▲ |
| Q2-2025 | $607.39M ▲ | $2.85B ▲ | $2.62B ▲ | $234.97M ▲ |
| Q1-2025 | $469.8M ▲ | $2.8B ▲ | $2.57B ▲ | $228.31M ▲ |
| Q4-2024 | $468.77M ▼ | $2.78B ▲ | $2.56B ▲ | $215.31M ▼ |
| Q3-2024 | $635.01M | $2.77B | $2.55B | $220.65M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $7.79M ▲ | $12.24M ▲ | $-57.53M ▼ | $-167.11M ▼ | $-212.41M ▼ | $11.84M ▲ |
| Q2-2025 | $-6.45M ▼ | $9.75M ▲ | $208.7M ▲ | $48.17M ▲ | $266.62M ▲ | $9.39M ▲ |
| Q1-2025 | $6.02M ▲ | $7.18M ▲ | $-11.63M ▲ | $10.85M ▲ | $6.4M ▲ | $6.85M ▲ |
| Q4-2024 | $5.91M ▲ | $6.24M ▼ | $-42.88M ▼ | $3.24M ▲ | $-33.41M ▼ | $4.32M ▼ |
| Q3-2024 | $5.72M | $9.16M | $-1.21M | $2.27M | $10.22M | $8.55M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
Interchange Revenue | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Investment Brokerage | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Loan Servicing Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Overdraft Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Products And Services Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Sale of Loans | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Service Charge on Deposits Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
WMG Fee Income | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
Anders M. Tomson
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-06-03 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 63
Ratings Snapshot
Rating : B
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:358.36K
Value:$20.46M

CHEMUNG CANAL TRUST CO
Shares:305.64K
Value:$17.45M

BLACKROCK INC.
Shares:222.97K
Value:$12.73M
Summary
Showing Top 3 of 105






