About Columbia Financial, Inc.
https://www.columbiabankonline.comColumbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States.

CEO
Thomas J. Kemly
Compensation Summary
(Year 2024)
Salary $900,005
Stock Awards $683,840
Option Awards $227,840
Incentive Plan Pay $302,485
All Other Compensation $80,773
Total Compensation $2,759,021
Industry Banks - Regional
Sector Financial Services
Went public April 23, 2018
Method of going public SPAC
Full time employees 708
ETFs Holding This Stock
Summary
Total 117
Showing Top 3 of 117
Ratings Snapshot
Rating : C
Discounted Cash Flow 3
Return On Equity 2
Return On Assets 2
Debt To Equity 1
Price To Earnings 1
Price To Book 2
Overall Score 2
Most Recent Analyst Grades
Grade Summary
Neutral 1
Showing Top 1 of 1
Price Target
Target High $17
Target Low $17
Target Median $17
Target Consensus $17
Institutional Ownership

VANGUARD GROUP INC
Shares:2.56M
Value:$39.87M

BLACKROCK, INC.
Shares:2.36M
Value:$36.7M

BLACKROCK INC.
Shares:2.3M
Value:$35.74M
Summary
% Of Shares Owned 13.59%
Total Number Of Holders 153
Showing Top 3 of 153
Market Cap $1.63 B
52w High $17.40
52w Low $12.64
P/E 103.78
Volume 105.39K
Outstanding Shares 104.74M
About Columbia Financial, Inc.
https://www.columbiabankonline.comColumbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $129.7M ▲ | $59.04M ▲ | $6.67M ▼ | 5.14% ▼ | $0.15 ▲ | $12.99M ▼ |
| Q2-2025 | $126.66M ▲ | $44.91M ▲ | $12.3M ▲ | 9.71% ▲ | $0.12 ▲ | $20.2M ▲ |
| Q1-2025 | $120.63M ▲ | $43.84M ▼ | $8.9M ▲ | 7.38% ▲ | $0.09 ▲ | $15.66M ▲ |
| Q4-2024 | $89.91M ▼ | $46.6M ▲ | $-21.22M ▼ | -23.6% ▼ | $-0.21 ▼ | $-23.1M ▼ |
| Q3-2024 | $124.86M | $42.83M | $6.18M | 4.95% | $0.06 | $10.93M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.05B ▲ | $10.86B ▲ | $9.71B ▲ | $1.14B ▲ |
| Q2-2025 | $1.01B ▼ | $10.74B ▲ | $9.62B ▲ | $1.12B ▲ |
| Q1-2025 | $1.06B ▼ | $10.61B ▲ | $9.51B ▲ | $1.1B ▲ |
| Q4-2024 | $1.06B ▼ | $10.48B ▼ | $9.4B ▼ | $1.08B ▲ |
| Q3-2024 | $1.56B | $10.69B | $9.61B | $1.08B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $14.87M ▲ | $30.96M ▲ | $-113.46M ▲ | $87.69M ▼ | $5.18M ▲ | $28.12M ▲ |
| Q2-2025 | $12.3M ▲ | $14.64M ▲ | $-130.25M ▲ | $107.74M ▼ | $-7.87M ▲ | $12.92M ▲ |
| Q1-2025 | $8.9M ▲ | $-1.58M ▼ | $-159.02M ▼ | $127.47M ▲ | $-33.13M ▼ | $-4.48M ▼ |
| Q4-2024 | $-21.22M ▼ | $28.9M ▲ | $179.73M ▲ | $-202.91M ▼ | $5.72M ▲ | $27.28M ▲ |
| Q3-2024 | $6.18M | $-28.29M | $12.98M | $-92.3M | $-107.61M | $-31.07M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Insurance Agency Income | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Other NonInterest Income | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Title Insurance | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
Thomas J. Kemly
Compensation Summary
(Year 2024)
Salary $900,005
Stock Awards $683,840
Option Awards $227,840
Incentive Plan Pay $302,485
All Other Compensation $80,773
Total Compensation $2,759,021
Industry Banks - Regional
Sector Financial Services
Went public April 23, 2018
Method of going public SPAC
Full time employees 708
ETFs Holding This Stock
Summary
Total 117
Showing Top 3 of 117
Ratings Snapshot
Rating : C
Discounted Cash Flow 3
Return On Equity 2
Return On Assets 2
Debt To Equity 1
Price To Earnings 1
Price To Book 2
Overall Score 2
Most Recent Analyst Grades
Grade Summary
Neutral 1
Showing Top 1 of 1
Price Target
Target High $17
Target Low $17
Target Median $17
Target Consensus $17
Institutional Ownership

VANGUARD GROUP INC
Shares:2.56M
Value:$39.87M

BLACKROCK, INC.
Shares:2.36M
Value:$36.7M

BLACKROCK INC.
Shares:2.3M
Value:$35.74M
Summary
% Of Shares Owned 13.59%
Total Number Of Holders 153
Showing Top 3 of 153





