About ChoiceOne Financial Services, Inc.
https://www.choiceone.comChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services.
CEO
Kelly J. Potes CFP
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2018-05-09 | Forward | 21:20 |
| 2017-05-08 | Forward | 21:20 |
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:465.20K
IWM
Weight:0.01%
Shares:351.64K
XSU.TO
Weight:0.01%
Shares:351.64K
Summary
Showing Top 3 of 76
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
FOURTHSTONE LLC
Shares:1.09M
Value:$30.63M
BLACKROCK, INC.
Shares:898.13K
Value:$25.16M
VANGUARD GROUP INC
Shares:806.51K
Value:$22.59M
Summary
Showing Top 3 of 106
About ChoiceOne Financial Services, Inc.
https://www.choiceone.comChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $61.84M ▲ | $26.21M ▲ | $14.68M ▲ | 23.74% ▲ | $0.98 ▲ | $23.83M ▲ |
| Q2-2025 | $60.43M ▲ | $25.51M ▼ | $13.53M ▲ | 22.4% ▲ | $0.9 ▲ | $22.08M ▲ |
| Q1-2025 | $44.88M ▲ | $35.66M ▲ | $-13.91M ▼ | -30.98% ▼ | $-1.7 ▼ | $-13.96M ▼ |
| Q4-2024 | $36.03M ▼ | $15.34M ▼ | $7.16M ▼ | 19.87% ▼ | $0.83 ▼ | $11.96M ▼ |
| Q3-2024 | $36.56M | $15.42M | $7.35M | 20.1% | $0.86 | $12.36M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $107.63M ▼ | $4.3B ▼ | $3.85B ▼ | $449.62M ▲ |
| Q2-2025 | $166.43M ▲ | $4.31B ▲ | $3.88B ▲ | $431.76M ▲ |
| Q1-2025 | $155.09M ▼ | $4.31B ▲ | $3.88B ▲ | $427.07M ▲ |
| Q4-2024 | $575.52M ▼ | $2.72B ▼ | $2.46B ▼ | $260.42M ▲ |
| Q3-2024 | $643.14M | $2.73B | $2.48B | $247.75M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $14.68M ▲ | $15.29M ▲ | $-42.12M ▼ | $-30.48M ▼ | $-57.3M ▼ | $13.69M ▲ |
| Q2-2025 | $13.53M ▲ | $8.96M ▲ | $10.05M ▼ | $-2.15M ▲ | $16.86M ▼ | $6.88M ▲ |
| Q1-2025 | $-13.91M ▼ | $-6.47M ▼ | $256.98M ▲ | $-207.84M ▼ | $42.67M ▲ | $-7.31M ▼ |
| Q4-2024 | $7.16M ▼ | $24.01M ▲ | $-41.62M ▲ | $-31.57M ▼ | $-49.19M ▼ | $23.35M ▲ |
| Q3-2024 | $7.35M | $-6.41M | $-60.3M | $111.64M | $44.94M | $-6.67M |
CEO
Kelly J. Potes CFP
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2018-05-09 | Forward | 21:20 |
| 2017-05-08 | Forward | 21:20 |
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:465.20K
IWM
Weight:0.01%
Shares:351.64K
XSU.TO
Weight:0.01%
Shares:351.64K
Summary
Showing Top 3 of 76
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
FOURTHSTONE LLC
Shares:1.09M
Value:$30.63M
BLACKROCK, INC.
Shares:898.13K
Value:$25.16M
VANGUARD GROUP INC
Shares:806.51K
Value:$22.59M
Summary
Showing Top 3 of 106