Stock Taper
| DATE | TYPE | RATIO |
|---|---|---|
| 1996-03-15 | Forward | 2:1 |
Consumer Portfolio Services, Inc. is a U.S. specialty finance company that purchases and services auto contracts, providing indirect and direct sub-prime auto financing to dealers and consumers with limited credit options.

Consumer Portfolio Services, Inc. is a specialty finance company that provides indirect auto financing to consumers with credit challenges by purchasing and servicing retail auto contracts from dealerships nationwide.
Consumer Portfolio Services, Inc. (CPSS) reported third-quarter 2025 earnings per share of $0.20, which missed analyst expectations. Despite a year-over-year increase in revenue to $108.4 million, the earnings miss led to a notable decline in the company's stock price as investors reacted to the performance amidst a competitive market and high interest rates.
Based on publicly available information, Consumer Portfolio Services, Inc. (CPSS) did not announce or undertake any major strategic shifts in 2025. The company's activities throughout the year, such as regular securitizations of automobile receivables and the closing of a new credit facility, appear to be in line with its established business model of indirect automobile financing. There were no announcements of significant restructuring, market expansion or exit, major product changes, M&A activity, or fundamental changes to its business strategy.
Overall rating: B+
| PEER | PRICE | |
|---|---|---|
CURR | $2.77 | COMPARE |
PMTS | $24.96 | COMPARE |
ATLO | $32.23 | COMPARE |
MFIN | $11.97 | COMPARE |
NKSH | $43.30 | COMPARE |
EFSI | $46.21 | COMPARE |
SNFCA | $9.17 | COMPARE |
MNSB | $25.13 | COMPARE |