About Citizens & Northern Corporation
https://www.cnbankpa.comCitizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers.
CEO
J. Bradley Scovill
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2003-04-22 | Forward | 3:2 |
| 1994-10-17 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 74
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:1.19M
Value:$25.35M
BLACKROCK INC.
Shares:1.12M
Value:$23.85M
VANGUARD GROUP INC
Shares:823.06K
Value:$17.54M
Summary
Showing Top 3 of 109
About Citizens & Northern Corporation
https://www.cnbankpa.comCitizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $40.42M ▲ | $18.86M ▼ | $6.55M ▲ | 16.21% ▲ | $0.42 ▲ | $8.58M ▲ |
| Q2-2025 | $40.19M ▲ | $19M ▲ | $6.12M ▼ | 15.22% ▼ | $0.4 ▼ | $8.09M ▼ |
| Q1-2025 | $38.33M ▼ | $18.66M ▲ | $6.29M ▼ | 16.42% ▼ | $0.41 ▼ | $8.26M ▼ |
| Q4-2024 | $40.53M ▲ | $18.08M ▲ | $8.17M ▲ | 20.17% ▲ | $0.53 ▲ | $10.67M ▲ |
| Q3-2024 | $39.71M | $17.76M | $6.37M | 16.03% | $0.41 | $8.39M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $333.21M ▼ | $2.66B ▲ | $2.37B ▲ | $293.96M ▲ |
| Q2-2025 | $343.26M ▼ | $2.61B ▲ | $2.32B ▼ | $286.36M ▲ |
| Q1-2025 | $523.2M ▲ | $2.61B ▼ | $2.33B ▼ | $281.83M ▲ |
| Q4-2024 | $348.61M ▼ | $2.61B ▼ | $2.34B ▼ | $275.28M ▼ |
| Q3-2024 | $592.63M | $2.67B | $2.39B | $277.31M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $6.55M ▲ | $11.33M ▲ | $-29.11M ▼ | $42.01M ▲ | $24.22M ▲ | $10.9M ▲ |
| Q2-2025 | $6.12M ▼ | $8.51M ▲ | $-16.54M ▼ | $-6.84M ▲ | $-14.87M ▼ | $8.03M ▲ |
| Q1-2025 | $6.29M ▼ | $1.58M ▼ | $-4.17M ▲ | $-8.85M ▲ | $-11.44M ▲ | $1.04M ▼ |
| Q4-2024 | $8.17M ▲ | $12.07M ▲ | $-5.92M ▼ | $-63.94M ▼ | $-57.79M ▼ | $11.72M ▲ |
| Q3-2024 | $6.37M | $6.6M | $22.05M | $56.15M | $84.8M | $6.45M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Bank Servicing | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Debit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
CEO
J. Bradley Scovill
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2003-04-22 | Forward | 3:2 |
| 1994-10-17 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 74
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:1.19M
Value:$25.35M
BLACKROCK INC.
Shares:1.12M
Value:$23.85M
VANGUARD GROUP INC
Shares:823.06K
Value:$17.54M
Summary
Showing Top 3 of 109