About Citizens Community Bancorp, Inc.
https://www.ccf.usCitizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit.

CEO
Stephen M. Bianchi
Compensation Summary
(Year 2017)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2006-11-01 | Forward | 191:100 |
ETFs Holding This Stock
Summary
Showing Top 3 of 54
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership

ALLIANCEBERNSTEIN L.P.
Shares:891.15K
Value:$16.17M

VANGUARD GROUP INC
Shares:559.09K
Value:$10.15M

FOURTHSTONE LLC
Shares:525.04K
Value:$9.53M
Summary
Showing Top 3 of 87
About Citizens Community Bancorp, Inc.
https://www.ccf.usCitizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $19.66M ▼ | $5.59M ▼ | $3.68M ▲ | 18.72% ▲ | $0.37 ▲ | $14.19M ▲ |
| Q2-2025 | $25.34M ▲ | $10.75M ▲ | $3.27M ▲ | 12.91% ▼ | $0.33 ▲ | $5.04M ▲ |
| Q1-2025 | $23.69M ▼ | $10.46M ▼ | $3.2M ▲ | 13.49% ▲ | $0.32 ▲ | $4.82M ▲ |
| Q4-2024 | $23.72M ▼ | $10.56M ▲ | $2.7M ▼ | 11.39% ▼ | $0.27 ▼ | $4.17M ▼ |
| Q3-2024 | $25.37M | $10.36M | $3.29M | 12.95% | $0.32 | $5.06M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $220.07M ▲ | $1.73B ▼ | $1.54B ▼ | $186.81M ▲ |
| Q2-2025 | $202.23M ▲ | $1.74B ▼ | $1.55B ▼ | $183.46M ▲ |
| Q1-2025 | $171.03M ▲ | $1.78B ▲ | $1.6B ▲ | $180.05M ▲ |
| Q4-2024 | $123.05M ▲ | $1.75B ▼ | $1.57B ▼ | $179.08M ▼ |
| Q3-2024 | $39.12M | $1.8B | $1.62B | $180.15M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $3.68M ▲ | $6.63M ▲ | $23.23M ▲ | $18.46M ▲ | $0 ▲ | $6.63M ▲ |
| Q2-2025 | $3.27M ▲ | $-406K ▼ | $12.87M ▼ | $-45.21M ▼ | $-32.74M ▼ | $-306K ▼ |
| Q1-2025 | $3.2M ▲ | $1.61M ▼ | $21.66M ▼ | $26.75M ▲ | $50.03M ▲ | $1.51M ▼ |
| Q4-2024 | $2.7M ▼ | $2.59M ▼ | $60.76M ▲ | $-49.81M ▼ | $13.54M ▲ | $2.35M ▼ |
| Q3-2024 | $3.29M | $3.46M | $8.51M | $-12.22M | $-254K | $3.33M |
Revenue by Products
| Product | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|
Reportable Segment | $20.00M ▲ | $30.00M ▲ | $30.00M ▲ |

CEO
Stephen M. Bianchi
Compensation Summary
(Year 2017)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2006-11-01 | Forward | 191:100 |
ETFs Holding This Stock
Summary
Showing Top 3 of 54
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership

ALLIANCEBERNSTEIN L.P.
Shares:891.15K
Value:$16.17M

VANGUARD GROUP INC
Shares:559.09K
Value:$10.15M

FOURTHSTONE LLC
Shares:525.04K
Value:$9.53M
Summary
Showing Top 3 of 87




