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ECC

Eagle Point Credit Company Inc.

ECC

Eagle Point Credit Company Inc. • NYSE
$6.27 ▲ 1.62% (+0.10)
Market Cap $820.32 M
52w High $9.53
52w Low $5.44
Dividend Yield 1.70%
P/E 33
Volume 1.44M
Outstanding Shares 130.83M

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q3-2025 $52.016M ▼ $13.105M ▲ $21.756M ▼ 41.826% ▼ $0.18 ▼ $0 ▼
Q2-2025 $70.841M ▲ $2.289M ▼ $61.642M ▲ 87.015% ▲ $0.48 ▲ $61.642M ▲
Q1-2025 $52.341M ▲ $13.067M ▼ $-94.288M ▼ -180.14% ▼ $-0.81 ▼ $0
Q4-2024 $49.547M ▲ $17.171M ▲ $45.315M ▲ 91.459% ▲ $0.405 ▲ $0
Q3-2024 $47.133M $12.604M $3.863M 8.196% $0.036 $0

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q3-2025 $56.759M ▼ $1.544B ▲ $425.847M ▲ $1.118B ▲
Q2-2025 $79.889M ▲ $1.518B ▲ $407.146M ▼ $1.111B ▲
Q1-2025 $29.407M ▼ $1.455B ▼ $437.196M ▼ $1.017B ▼
Q4-2024 $42.225M ▲ $1.505B ▲ $443.606M ▲ $1.062B ▲
Q3-2024 $23.819M $1.283B $301.998M $980.532M

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q3-2025 $21.756M ▼ $-16.293M ▼ $0 ▼ $-12.061M ▼ $-22.279M ▼ $-16.293M ▼
Q2-2025 $57.524M ▲ $29.707M ▲ $485.071K ▲ $29.505M ▼ $50.227M ▲ $29.707M ▲
Q1-2025 $-97.531M ▼ $27.378M ▲ $-86.15M ▲ $42.814M ▼ $-12.562M ▼ $27.378M ▲
Q4-2024 $45.315M ▲ $24.512M ▼ $-164.508M ▼ $158.251M ▲ $18.406M ▲ $24.512M ▼
Q3-2024 $3.863M $28.152M $-161.075M $70.813M $-62.11M $28.152M

Five-Year Company Overview

Income Statement

Income Statement ECC’s income statement shows a business that lives with meaningful ups and downs but has recently been on stronger footing. Revenue has trended higher over the last several years, and profitability swung from a notable loss a few years ago back to solid profits more recently. That pattern is typical for a specialized credit vehicle exposed to economic cycles and interest-rate moves. The key takeaway is that earnings are clearly cyclical and can be very volatile from year to year, even though the latest period looks healthy on its own.

Balance Sheet

Balance Sheet The balance sheet has expanded over time, with both assets and equity growing, which suggests the company has been able to scale its investment portfolio. Debt has also increased, but not to an extreme degree relative to equity, indicating the use of leverage but not an obviously aggressive balance sheet. Cash on hand is modest, which is normal for a closed-end credit fund that tends to stay fully invested. Overall, the capital structure looks purposeful: a leveraged investment vehicle that still retains a substantial equity cushion, but one that is naturally sensitive to credit conditions.

Cash Flow

Cash Flow Reported cash flow from operations has been consistently negative in recent years, and free cash flow mirrors that pattern because there is essentially no traditional capital spending. For an investment company, this often reflects ongoing reinvestment into new positions and portfolio activity rather than the kind of recurring operating shortfall you might see in an industrial firm. Even so, it underlines that ECC depends on investment performance, leverage, and access to capital markets rather than internally generated cash surplus, and that distributions to investors rely heavily on portfolio income and financing rather than classic free cash flow.

Competitive Edge

Competitive Edge ECC operates in a narrow but specialized corner of the credit markets: the equity and junior debt pieces of collateralized loan obligations. Its edge is less about technology and more about expertise, relationships, and active portfolio management. The firm’s leadership has deep experience in CLOs, and it uses a hands-on, “private-equity style” approach to structuring, refinancing, and resetting deals, which can help optimize returns and manage risk. Compared with a close peer group, ECC is often viewed as somewhat more selective and less concentrated in the very riskiest slices, which has historically helped limit erosion in asset value. The flip side is that the business is tightly tied to the health of leveraged loans and credit spreads, so its competitive strength is most visible when management navigates credit cycles well.

Innovation and R&D

Innovation and R&D Innovation at ECC is mainly about process rather than new technology. The adviser uses established data platforms and analytics, then layers on its own proprietary investment framework to evaluate and structure CLO deals. A key innovative element is how actively the team manages its portfolio—regular refinancings and resets to reduce funding costs, extend reinvestment periods, and improve the risk–reward profile. There is no evidence of heavy spending on traditional R&D, which is normal for an asset manager, but there is clear emphasis on evolving deal structures, portfolio construction techniques, and opportunistic transaction timing as markets change.

Summary

ECC is a specialized, actively managed credit vehicle focused on complex CLO structures, with a history of volatile but recently strong earnings. Its balance sheet reflects a leveraged investment strategy backed by a meaningful equity base, while cash flow statements highlight continuous reinvestment and reliance on investment performance and financing rather than steady surplus cash. The company’s core strengths are its seasoned management team, niche focus, and active approach to structuring and refining CLO positions. At the same time, results remain highly exposed to credit cycles, corporate default trends, and overall conditions in the leveraged loan market, so investors should expect performance to move with those broader forces rather than follow a smooth, predictable path.

NEWS

November 13, 2025 · 8:00 AM UTC

Eagle Point Credit Company Inc. Announces Third Quarter 2025 Financial Results and Declares First Quarter 2026 Common and Preferred Distributions

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October 30, 2025 · 4:15 PM UTC

Eagle Point Credit Company Inc. Schedules Release of Third Quarter 2025 Financial Results on Thursday, November 13, 2025

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September 9, 2025 · 8:37 AM UTC

Eagle Point Credit Management Appoints Regan Gilbride as Managing Director, Client and Partner Solutions

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