About Encore Capital Group, Inc.
https://www.encorecapital.comEncore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery.
CEO
Ashish Masih
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 161
Ratings Snapshot
Rating : C-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:3.98M
Value:$219.33M
BLACKROCK INC.
Shares:3.81M
Value:$209.88M
VANGUARD GROUP INC
Shares:2.45M
Value:$135.31M
Summary
Showing Top 3 of 292
About Encore Capital Group, Inc.
https://www.encorecapital.comEncore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $460.35M ▲ | $83.45M ▼ | $74.66M ▲ | 16.22% ▲ | $3.22 ▲ | $177.58M ▲ |
| Q2-2025 | $442.12M ▲ | $173.65M ▲ | $58.72M ▲ | 13.28% ▲ | $2.5 ▲ | $158.04M ▲ |
| Q1-2025 | $392.77M ▲ | $157.5M ▼ | $46.8M ▲ | 11.91% ▲ | $1.96 ▲ | $135M ▲ |
| Q4-2024 | $265.62M ▼ | $217.92M ▲ | $-225.31M ▼ | -84.82% ▼ | $-9.42 ▼ | $-136.21M ▼ |
| Q3-2024 | $367.07M | $121.67M | $30.64M | 8.35% | $1.28 | $114.25M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $172.49M ▼ | $5.26B ▲ | $4.31B ▲ | $952.91M ▲ |
| Q2-2025 | $172.9M ▼ | $5.19B ▲ | $4.3B ▲ | $895.97M ▲ |
| Q1-2025 | $187.12M ▼ | $4.97B ▲ | $4.15B ▲ | $819.06M ▲ |
| Q4-2024 | $199.87M ▼ | $4.79B ▼ | $4.02B ▲ | $767.33M ▼ |
| Q3-2024 | $247.35M | $4.99B | $3.95B | $1.05B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $74.66M ▲ | $81.58M ▲ | $-45.9M ▲ | $-36.67M ▼ | $-408K ▲ | $75.56M ▲ |
| Q2-2025 | $58.72M ▲ | $9.52M ▼ | $-69.37M ▲ | $46.89M ▲ | $-14.22M ▼ | $3.19M ▼ |
| Q1-2025 | $46.8M ▲ | $45.28M ▲ | $-100.28M ▲ | $40.34M ▼ | $-12.75M ▲ | $38.29M ▲ |
| Q4-2024 | $-225.31M ▼ | $23.54M ▼ | $-264.73M ▼ | $187.29M ▲ | $-47.49M ▼ | $14.78M ▼ |
| Q3-2024 | $30.64M | $45.93M | $-43.82M | $-9.01M | $-3.27M | $39.73M |
Revenue by Products
| Product | Q4-2016 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Operating Segments | $0 ▲ | $390.00M ▲ | $440.00M ▲ | $460.00M ▲ |
 Tax Lien Business | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Revenue by Geography
| Region | Q4-2024 | Q2-2025 | Q3-2025 | Q1-2025 |
|---|---|---|---|---|
 Europe | $110.00M ▲ | $130.00M ▲ | $120.00M ▼ | $120.00M ▲ |
 Other European Countries | $30.00M ▲ | $40.00M ▲ | $30.00M ▼ | $40.00M ▲ |
 Other Geographies | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 UNITED STATES | $510.00M ▲ | $310.00M ▼ | $340.00M ▲ | $270.00M ▼ |
CEO
Ashish Masih
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 161
Ratings Snapshot
Rating : C-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:3.98M
Value:$219.33M
BLACKROCK INC.
Shares:3.81M
Value:$209.88M
VANGUARD GROUP INC
Shares:2.45M
Value:$135.31M
Summary
Showing Top 3 of 292