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EIC

Eagle Point Income Company Inc.

EIC

Eagle Point Income Company Inc. • NYSE
$11.60 ▼ -0.17% (-0.02)
Market Cap $307.57 M
52w High $16.39
52w Low $11.11
Dividend Yield 2.05%
P/E 9.06
Volume 162.36K
Outstanding Shares 26.51M

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q2-2025 $15.783M ▲ $1.037M ▼ $12.948M ▲ 82.034% ▲ $0.49 ▲ $12.948M ▲
Q1-2025 $14.133M ▼ $2.369M ▲ $-10.567M ▼ -74.77% ▼ $-0.42 ▼ $0 ▼
Q4-2024 $15.232M ▲ $-3.98M ▼ $15.037M ▲ 98.717% ▲ $0.79 ▲ $17.421M ▲
Q3-2024 $13.808M ▲ $9.193M ▲ $1.038M ▼ 7.516% ▼ $0.056 ▼ $3.092M ▲
Q2-2024 $10.915M $2.02M $8.51M 77.968% $0.54 $0

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q2-2025 $6.257M ▼ $542.284M ▲ $169.018M ▲ $373.267M ▲
Q1-2025 $15.39M ▲ $527.571M ▲ $167.891M ▲ $359.68M ▲
Q4-2024 $8.102M ▲ $455.54M ▲ $138.55M ▲ $316.991M ▲
Q3-2024 $3.238M ▼ $404.643M ▲ $128.077M ▲ $276.565M ▲
Q2-2024 $10.595M $350.781M $111.01M $239.772M

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q2-2025 $12.948M ▲ $8.172M ▲ $-36.091M ▼ $18.786M ▼ $-9.133M ▼ $8.172M ▲
Q1-2025 $-10.567M ▼ $-57.095M ▼ $0 ▲ $64.383M ▲ $7.288M ▲ $-57.095M ▼
Q4-2024 $15.037M ▲ $8.551M ▲ $-37.416M ▲ $33.73M ▼ $4.864M ▲ $8.551M ▲
Q3-2024 $1.038M ▼ $6.647M ▲ $-62.401M ▼ $48.396M ▼ $-7.357M ▼ $6.647M ▲
Q2-2024 $8.51M $-42.492M $0 $52.972M $10.48M $-42.492M

Five-Year Company Overview

Income Statement

Income Statement EIC’s income statement shows a business that has grown its investment income over the past several years and moved from losses to consistent profitability, though with some bumps along the way. After early losses and a setback in the middle of the period, earnings have improved meaningfully more recently, reflecting both scale and better portfolio performance. That said, the pattern isn’t smooth. Results swing from negative to strongly positive, which is typical for a fund focused on complex credit like CLOs. Recent years look solid, but the history reminds you that profits can be quite sensitive to credit conditions and market moves, not just day‑to‑day operations.

Balance Sheet

Balance Sheet The balance sheet has expanded significantly, with total investments and overall asset size growing in the most recent years. Equity has risen alongside this, suggesting the company has been able to scale while keeping a meaningful capital cushion. Debt levels, however, have also increased as the company has grown. This points to a more leveraged structure than in its early years. For a credit-focused investment vehicle, some leverage is part of the model, but it does increase sensitivity to market stress and funding conditions. Cash on hand remains very modest, so the company is largely “fully invested” rather than holding large liquidity buffers.

Cash Flow

Cash Flow Cash flow paints a more cautious picture than the income statement. Operating cash flow was modestly positive earlier on but has turned clearly negative in the past two years. Because this is an investment company, negative operating cash flow often reflects net purchases of investments and portfolio growth rather than traditional operating strain. Still, the fact that free cash flow tracks operating cash flow and is also negative means the business relies heavily on capital markets activity and portfolio income timing to support distributions and growth. The model appears sustainable only as long as portfolio performance, financing access, and market conditions remain supportive.

Competitive Edge

Competitive Edge EIC occupies a focused niche in the income-oriented asset management space, specializing in the riskier junior parts of CLO structures. Its main competitive strength is not technology but expertise: a seasoned external adviser, deep credit analysis, and a hands-on, “private equity-style” approach to selecting CLO managers and structures. This specialization can be an advantage in a complex market where many investors lack the skills or scale to participate directly. At the same time, it concentrates the company’s fortunes in one corner of the credit market, making it more exposed to credit cycles, defaults, and shifts in CLO demand. Competition from other specialist credit funds exists, but EIC’s depth in this segment and active selection process provide some differentiation.

Innovation and R&D

Innovation and R&D EIC does not innovate in the traditional R&D sense; its “innovation” is in process and judgment rather than in products or technology. The core edge is an intensive due‑diligence framework for evaluating CLO managers and deal structures, along with active sourcing and negotiation to secure attractive terms. Looking ahead, any innovation is likely to be incremental: adapting the strategy to changing interest rates and credit conditions, potentially launching adjacent structures or funds, and improving investor communication and transparency. The company’s future success depends more on its ability to continuously refine this specialized investment process than on developing new, tangible products.

Summary

Overall, EIC looks like a specialized income vehicle that has grown meaningfully and improved profitability, but with an expected level of volatility given its focus on junior CLO debt. The balance sheet shows larger scale and higher leverage, which can boost returns in good times but raises risk in stressed environments. Cash flow highlights a dependence on portfolio performance and capital markets access rather than steady internal cash generation. Its main strengths are niche expertise, a disciplined, research-heavy approach, and a clearly defined strategy. Key risks revolve around concentration in a complex corner of the credit market, leverage, earnings swings, and limited diversification beyond CLO-related investments. The story is one of a focused, higher-risk income strategy that has worked well recently but remains closely tied to broader credit and liquidity conditions.

NEWS

November 13, 2025 · 8:00 AM UTC

Eagle Point Income Company Inc. Announces Third Quarter 2025 Financial Results, First Quarter 2026 Distributions and Full Redemption of 7.75% Series B Term Preferred Stock

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November 12, 2025 · 6:00 AM UTC

Tower Semiconductor Announces New CPO Foundry Technology Available On Tower's Leading Sipho and EIC Optical Platforms

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October 30, 2025 · 4:15 PM UTC

Eagle Point Income Company Inc. Schedules Release of Third Quarter 2025 Financial Results on Thursday, November 13, 2025

Read more