Stock Taper
Essent Group Ltd. provides private mortgage insurance and reinsurance for U.S. residential mortgages, along with IT, underwriting, and support services, serving mortgage originators; founded in 2008 and based in Bermuda.

Essent Group Ltd. offers private mortgage insurance to lenders and investors, enabling broader mortgage access by covering part of borrower defaults and supporting the housing finance industry.
In a significant vote of confidence, Moody's Ratings upgraded the insurance financial strength rating of Essent Guaranty, Inc. to A2 from A3 and the senior unsecured debt rating of Essent Group Ltd. to Baa2 from Baa3. This action, which also revised the rating outlook to stable, highlighted the company's strong financial health and risk management, likely serving as a major catalyst for investor interest and contributing to the stock's strong performance in the latter half of the year.
In a significant execution of its 'Buy, Manage & Distribute' model, Essent Group Ltd. entered into multiple substantial reinsurance agreements in 2025. These include forward quota share agreements covering 25% of eligible policies and excess-of-loss transactions covering 20% of eligible policies for both 2025 and 2026, effectively transferring a significant portion of its newly underwritten risk.
Overall rating: A
| PEER | PRICE | |
|---|---|---|
ACGL | $94.56 | COMPARE |
EQH | $54.10 | COMPARE |
THG | $222.02 | COMPARE |
VLY | $12.83 | COMPARE |
ACT | $46.21 | COMPARE |
FAF | $62.28 | COMPARE |
MTG | $27.14 | COMPARE |
RDN | $33.80 | COMPARE |