About First BanCorp.
https://www.1firstbank.comFirst BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations.

CEO
Aurelio Aleman-Bermudez
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2011-01-07 | Reverse | 1:15 |
| 2005-07-01 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 202
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership

BLACKROCK INC.
Shares:24.1M
Value:$506.61M

BLACKROCK, INC.
Shares:23.17M
Value:$486.99M

VANGUARD GROUP INC
Shares:21.05M
Value:$442.55M
Summary
Showing Top 3 of 350
About First BanCorp.
https://www.1firstbank.comFirst BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $304.54M ▲ | $115.97M ▼ | $100.53M ▲ | 33.01% ▲ | $0.63 ▲ | $111.4M ▲ |
| Q2-2025 | $302.06M ▼ | $116.18M ▼ | $80.18M ▲ | 26.54% ▲ | $0.5 ▲ | $108.42M ▲ |
| Q1-2025 | $308.78M ▲ | $119.04M ▲ | $77.06M ▲ | 24.96% ▼ | $0.47 ▲ | $106M ▲ |
| Q4-2024 | $291.74M ▼ | $104.02M ▼ | $75.7M ▲ | 25.95% ▲ | $0.46 ▲ | $101.91M ▼ |
| Q3-2024 | $301.61M | $117.18M | $73.73M | 24.44% | $0.45 | $102.51M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $5.01B ▲ | $19.32B ▲ | $17.4B ▲ | $1.92B ▲ |
| Q2-2025 | $1.97B ▼ | $18.9B ▼ | $17.05B ▼ | $1.85B ▲ |
| Q1-2025 | $2.35B ▼ | $19.11B ▼ | $17.33B ▼ | $1.78B ▲ |
| Q4-2024 | $5.72B ▲ | $19.29B ▲ | $17.62B ▲ | $1.67B ▼ |
| Q3-2024 | $5.58B | $18.86B | $17.16B | $1.7B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $100.53M ▲ | $137.63M ▲ | $-121.87M ▲ | $147.1M ▲ | $162.86M ▲ | $134.77M ▲ |
| Q2-2025 | $80.18M ▲ | $95.45M ▼ | $-368.22M ▼ | $-318.79M ▲ | $-591.57M ▼ | $92.84M ▼ |
| Q1-2025 | $77.06M ▲ | $108.22M ▲ | $393.55M ▲ | $-332.91M ▼ | $168.86M ▼ | $106.73M ▲ |
| Q4-2024 | $75.7M ▲ | $96.8M ▼ | $-77.56M ▼ | $454.8M ▲ | $474.04M ▲ | $95.18M ▼ |
| Q3-2024 | $73.73M | $117.96M | $202.45M | $-221.32M | $99.09M | $115.43M |
Revenue by Products
| Product | Q4-2024 | Q3-2025 | Q2-2025 | Q1-2025 |
|---|---|---|---|---|
Commercial and Corporate Segment | $0 ▲ | $50.00M ▲ | $40.00M ▼ | $50.00M ▲ |
Consumer Retail Banking Segment | $0 ▲ | $170.00M ▲ | $170.00M ▲ | $170.00M ▲ |
Mortgage Banking | $50.00M ▲ | $20.00M ▼ | $20.00M ▲ | $20.00M ▲ |
Treasury and Investments Segment | $0 ▲ | $-30.00M ▼ | $-30.00M ▲ | $-30.00M ▲ |
United States Operations Segment | $40.00M ▲ | $20.00M ▼ | $20.00M ▲ | $20.00M ▲ |
Virgin Islands Operations Segment | $60.00M ▲ | $20.00M ▼ | $20.00M ▲ | $20.00M ▲ |

CEO
Aurelio Aleman-Bermudez
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2011-01-07 | Reverse | 1:15 |
| 2005-07-01 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 202
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership

BLACKROCK INC.
Shares:24.1M
Value:$506.61M

BLACKROCK, INC.
Shares:23.17M
Value:$486.99M

VANGUARD GROUP INC
Shares:21.05M
Value:$442.55M
Summary
Showing Top 3 of 350







