About First Capital, Inc.
https://www.firstharrison.comFirst Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers.
CEO
Michael Chris Frederick
Compensation Summary
(Year 2023)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2006-07-17 | Forward | 11:10 |
ETFs Holding This Stock
Summary
Showing Top 3 of 41
Ratings Snapshot
Rating : B
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:151.36K
Value:$7.51M
SIENA CAPITAL PARTNERS GP, LLC
Shares:93.06K
Value:$4.62M
GEODE CAPITAL MANAGEMENT, LLC
Shares:77.94K
Value:$3.87M
Summary
Showing Top 3 of 63
About First Capital, Inc.
https://www.firstharrison.comFirst Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $0 ▼ | $0 ▼ | $0 ▼ | 0% ▼ | $1.34 ▲ | $867K ▼ |
| Q2-2025 | $16.06M ▲ | $7.49M ▲ | $3.77M ▲ | 23.51% ▲ | $1.13 ▲ | $4.91M ▲ |
| Q1-2025 | $15.18M ▲ | $7.18M ▲ | $3.23M ▼ | 21.32% ▼ | $0.97 | $4.19M ▼ |
| Q4-2024 | $15.13M ▲ | $7.05M ▲ | $3.26M ▲ | 21.57% ▲ | $0.97 ▲ | $4.24M ▲ |
| Q3-2024 | $15.02M | $7.02M | $2.9M | 19.29% | $0.87 | $3.71M |
What's going well?
The only positive is stable share count and a higher reported EPS, though this may be a data issue. Prior quarters showed the company could generate profit.
What's concerning?
Revenue and profit collapsed to zero, with no explanation in the numbers. This is a major red flag and suggests severe business disruption or reporting error.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $553.09M ▲ | $1.24B ▼ | $1.1B ▼ | $346.18M ▲ |
| Q2-2025 | $532.39M ▲ | $1.24B ▲ | $1.12B ▲ | $123.2M ▲ |
| Q1-2025 | $511.04M ▲ | $1.21B ▲ | $1.09B ▲ | $120.08M ▲ |
| Q4-2024 | $91.68M ▼ | $1.19B ▼ | $1.07B ▲ | $114.6M ▼ |
| Q3-2024 | $438.27M | $1.19B | $1.07B | $116.78M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $4.48M ▲ | $7.94M ▲ | $-13.36M ▼ | $-17M ▼ | $-22.42M ▼ | $8.43M ▲ |
| Q2-2025 | $3.78M ▲ | $3.72M ▼ | $-11.47M ▼ | $25.72M ▲ | $17.97M ▲ | $3.46M ▼ |
| Q1-2025 | $3.24M ▼ | $4.39M ▲ | $-10.18M ▼ | $16.5M ▲ | $10.71M ▼ | $4.17M ▲ |
| Q4-2024 | $3.26M ▲ | $4.06M ▼ | $10.33M ▼ | $1.58M ▼ | $15.98M ▼ | $3.74M ▼ |
| Q3-2024 | $2.91M | $7.58M | $16.8M | $14.99M | $39.37M | $7.5M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 ATM and Debit Card Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Product and Service Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Service Charges On Deposit Accounts | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Investment Advisory Management and Administrative Service | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
CEO
Michael Chris Frederick
Compensation Summary
(Year 2023)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2006-07-17 | Forward | 11:10 |
ETFs Holding This Stock
Summary
Showing Top 3 of 41
Ratings Snapshot
Rating : B
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:151.36K
Value:$7.51M
SIENA CAPITAL PARTNERS GP, LLC
Shares:93.06K
Value:$4.62M
GEODE CAPITAL MANAGEMENT, LLC
Shares:77.94K
Value:$3.87M
Summary
Showing Top 3 of 63