About First Citizens BancShares, Inc.
https://www.firstcitizens.comFirst Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts.

CEO
Frank Brown Holding Jr.
Compensation Summary
(Year 2021)
Salary $1,010,000
Bonus $1,500,000
Incentive Plan Pay $3,046,365
All Other Compensation $13,050
Total Compensation $5,629,478
Industry Banks - Regional
Sector Financial Services
Went public January 7, 2022
Full time employees 17,191
ETFs Holding This Stock
Summary
Total 7
Showing Top 2 of 7
Ratings Snapshot
Rating : A
Discounted Cash Flow 5
Return On Equity 2
Return On Assets 2
Debt To Equity 4
Price To Earnings 4
Price To Book 5
Overall Score 4
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0
Market Cap $287.72 M
52w High $23.91
52w Low $20.57
Dividend Yield 6.31%
Frequency Quarterly
P/E 0.38
Volume 15.97K
Outstanding Shares 13.39M
About First Citizens BancShares, Inc.
https://www.firstcitizens.comFirst Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $3.69B ▲ | $1.49B ▼ | $568M ▼ | 15.38% ▼ | $43.12 ▲ | $842M ▼ |
| Q2-2025 | $3.62B ▲ | $1.5B ▲ | $575M ▲ | 15.87% ▲ | $42.36 ▲ | $886M ▲ |
| Q1-2025 | $3.52B ▼ | $1.49B ▼ | $483M ▼ | 13.7% ▼ | $34.47 ▼ | $744M ▼ |
| Q4-2024 | $3.69B ▼ | $1.51B ▲ | $700M ▲ | 18.98% ▲ | $49.21 ▲ | $830M ▼ |
| Q3-2024 | $3.78B | $1.45B | $639M | 16.89% | $43.41 | $915M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $38.9B ▲ | $233.49B ▲ | $211.5B ▲ | $21.99B ▼ |
| Q2-2025 | $37.38B ▲ | $229.65B ▲ | $207.36B ▲ | $22.3B ▲ |
| Q1-2025 | $35.06B ▼ | $228.82B ▲ | $206.53B ▲ | $22.3B ▲ |
| Q4-2024 | $56.09B ▲ | $223.72B ▲ | $201.49B ▲ | $22.23B ▼ |
| Q3-2024 | $54.69B | $220.57B | $197.74B | $22.83B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $568M ▼ | $916M ▲ | $-3.8B ▼ | $2.87B ▲ | $-15M ▼ | $1.01B ▲ |
| Q2-2025 | $575M ▲ | $859M ▲ | $-562M ▲ | $-220M ▼ | $77M ▲ | $518M ▲ |
| Q1-2025 | $483M ▼ | $98M ▼ | $-4.88B ▼ | $4.78B ▲ | $-2M ▲ | $-175M ▼ |
| Q4-2024 | $700M ▲ | $1.12B ▲ | $-3.74B ▼ | $2.58B ▲ | $-48M ▼ | $678M ▲ |
| Q3-2024 | $639M | $991M | $-301M | $-592M | $98M | $520M |
Revenue by Products
| Product | Q2-2024 | Q3-2024 | Q4-2024 | Q2-2025 |
|---|---|---|---|---|
Asset Management | $50.00M ▲ | $50.00M ▲ | $110.00M ▲ | $60.00M ▼ |
Credit and Debit Card | $40.00M ▲ | $40.00M ▲ | $80.00M ▲ | $40.00M ▼ |
Deposit Fees and Service Charges | $0 ▲ | $0 ▲ | $0 ▲ | $60.00M ▲ |
Factoring Commissions | $20.00M ▲ | $20.00M ▲ | $40.00M ▲ | $20.00M ▼ |
Insurance Commissions | $10.00M ▲ | $10.00M ▲ | $30.00M ▲ | $10.00M ▼ |
International Fees | $30.00M ▲ | $30.00M ▲ | $60.00M ▲ | $30.00M ▼ |
Merchant Services | $10.00M ▲ | $10.00M ▲ | $30.00M ▲ | $10.00M ▼ |
Deposit Account | $40.00M ▲ | $40.00M ▲ | $0 ▼ | $0 ▲ |
Financial Service Other | $80.00M ▲ | $80.00M ▲ | $0 ▼ | $0 ▲ |

CEO
Frank Brown Holding Jr.
Compensation Summary
(Year 2021)
Salary $1,010,000
Bonus $1,500,000
Incentive Plan Pay $3,046,365
All Other Compensation $13,050
Total Compensation $5,629,478
Industry Banks - Regional
Sector Financial Services
Went public January 7, 2022
Full time employees 17,191
ETFs Holding This Stock
Summary
Total 7
Showing Top 2 of 7
Ratings Snapshot
Rating : A
Discounted Cash Flow 5
Return On Equity 2
Return On Assets 2
Debt To Equity 4
Price To Earnings 4
Price To Book 5
Overall Score 4
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0



