About Financial Institutions, Inc.
https://www.fiiwarsaw.comFinancial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts.
CEO
Martin K. Birmingham
Compensation Summary
(Year )
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:595.01K
XSU.TO
Weight:0.02%
Shares:481.55K
IWM
Weight:0.02%
Shares:481.55K
Summary
Showing Top 3 of 92
Ratings Snapshot
Rating : C+
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
PL CAPITAL ADVISORS, LLC
Shares:1.77M
Value:$56M
BLACKROCK, INC.
Shares:1.45M
Value:$45.77M
BLACKROCK INC.
Shares:1.4M
Value:$44.08M
Summary
Showing Top 3 of 184
About Financial Institutions, Inc.
https://www.fiiwarsaw.comFinancial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $96.25M ▲ | $35.51M ▲ | $20.48M ▲ | 21.27% ▲ | $1 ▲ | $27.11M ▲ |
| Q2-2025 | $93.18M ▲ | $35.14M ▲ | $17.53M ▲ | 18.82% ▲ | $0.85 ▲ | $23.41M ▲ |
| Q1-2025 | $91.01M ▲ | $33.56M ▼ | $16.88M ▲ | 18.55% ▼ | $0.82 ▲ | $22.53M ▲ |
| Q4-2024 | $-13.75M ▼ | $58.21M ▲ | $-82.81M ▼ | 602.09% ▲ | $-5.07 ▼ | $-113.31M ▼ |
| Q3-2024 | $86.95M | $31.66M | $13.47M | 15.49% | $0.85 | $16.37M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $185.94M ▲ | $6.29B ▲ | $5.67B ▲ | $621.72M ▲ |
| Q2-2025 | $93.03M ▼ | $6.14B ▼ | $5.54B ▼ | $601.67M ▲ |
| Q1-2025 | $167.35M ▲ | $6.34B ▲ | $5.75B ▲ | $589.93M ▲ |
| Q4-2024 | $87.33M ▼ | $6.12B ▼ | $5.55B ▼ | $568.98M ▲ |
| Q3-2024 | $1.14B | $6.16B | $5.66B | $500.34M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $20.48M ▲ | $-6.88M ▼ | $-49.37M ▼ | $149.16M ▲ | $92.91M ▲ | $-4.47M ▲ |
| Q2-2025 | $17.53M ▲ | $-5.72M ▼ | $118.89M ▲ | $-187.48M ▼ | $-74.32M ▼ | $-7.32M ▼ |
| Q1-2025 | $16.88M ▲ | $10.01M ▼ | $-147.29M ▼ | $217.31M ▲ | $80.03M ▲ | $9.19M ▼ |
| Q4-2024 | $-82.81M ▼ | $27.02M ▲ | $-134.95M ▼ | $-54.31M ▼ | $-162.25M ▼ | $26.61M ▲ |
| Q3-2024 | $13.47M | $2.15M | $79.82M | $21.25M | $103.22M | $-299K |
CEO
Martin K. Birmingham
Compensation Summary
(Year )
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:595.01K
XSU.TO
Weight:0.02%
Shares:481.55K
IWM
Weight:0.02%
Shares:481.55K
Summary
Showing Top 3 of 92
Ratings Snapshot
Rating : C+
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
PL CAPITAL ADVISORS, LLC
Shares:1.77M
Value:$56M
BLACKROCK, INC.
Shares:1.45M
Value:$45.77M
BLACKROCK INC.
Shares:1.4M
Value:$44.08M
Summary
Showing Top 3 of 184