About The First Bancorp, Inc.
https://www.thefirst.comThe First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts.
CEO
Tony C. McKim
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2004-06-02 | Forward | 3:1 |
ETFs Holding This Stock
XSU.TO
Weight:0.01%
Shares:290.69K
IWM
Weight:0.01%
Shares:290.69K
VTS.AX
Weight:0.00%
Shares:288.73K
Summary
Showing Top 3 of 77
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:877.06K
Value:$23.83M
BLACKROCK INC.
Shares:772.11K
Value:$20.98M
FIRST BANCORP, INC /ME/
Shares:748.98K
Value:$20.35M
Summary
Showing Top 3 of 118
About The First Bancorp, Inc.
https://www.thefirst.comThe First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $45.48M ▲ | $12.75M ▲ | $9.08M ▲ | 19.97% ▲ | $0.82 ▲ | $11.63M ▲ |
| Q2-2025 | $43.95M ▲ | $12.2M ▼ | $8.06M ▲ | 18.34% ▲ | $0.73 ▲ | $10.39M ▲ |
| Q1-2025 | $42.71M ▼ | $12.84M ▲ | $7.08M ▼ | 16.57% ▼ | $0.64 ▼ | $9.12M ▼ |
| Q4-2024 | $43.67M ▲ | $12.14M ▲ | $7.28M ▼ | 16.67% ▼ | $0.65 ▼ | $9.23M ▼ |
| Q3-2024 | $42.41M | $12M | $7.57M | 17.85% | $0.69 | $9.73M |
What's going well?
Revenue and profits are both up, with gross and operating margins improving. The company is keeping costs in check and delivering consistent results.
What's concerning?
Interest costs remain very high, eating into profits. Operating expenses are rising a bit faster than revenue, which could pressure margins if the trend continues.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $38.84M ▼ | $3.2B ▼ | $2.92B ▼ | $274.57M ▲ |
| Q2-2025 | $308.86M ▼ | $3.2B ▲ | $2.93B ▲ | $265.49M ▲ |
| Q1-2025 | $310.13M ▼ | $3.19B ▲ | $2.93B ▲ | $259.68M ▲ |
| Q4-2024 | $324.42M ▼ | $3.16B ▲ | $2.9B ▲ | $252.49M ▼ |
| Q3-2024 | $337.36M | $3.14B | $2.89B | $256.78M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $-36.71M ▼ | $0 ▼ | $0 ▲ | $0 ▼ | $0 ▼ | $0 ▼ |
| Q2-2025 | $8.06M ▲ | $7.37M ▲ | $-7.25M ▲ | $812K ▼ | $928K ▲ | $7.23M ▲ |
| Q1-2025 | $7.08M ▼ | $2.18M ▼ | $-24.68M ▲ | $21.3M ▲ | $-1.2M ▲ | $828K ▼ |
| Q4-2024 | $7.28M ▼ | $11.41M ▲ | $-33.05M ▲ | $14.14M ▼ | $-7.5M ▼ | $10.43M ▲ |
| Q3-2024 | $7.57M | $9.76M | $-43.69M | $41.25M | $7.32M | $9.65M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Debit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Fiduciary and Trust | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Mortgage Banking | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
CEO
Tony C. McKim
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2004-06-02 | Forward | 3:1 |
ETFs Holding This Stock
XSU.TO
Weight:0.01%
Shares:290.69K
IWM
Weight:0.01%
Shares:290.69K
VTS.AX
Weight:0.00%
Shares:288.73K
Summary
Showing Top 3 of 77
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:877.06K
Value:$23.83M
BLACKROCK INC.
Shares:772.11K
Value:$20.98M
FIRST BANCORP, INC /ME/
Shares:748.98K
Value:$20.35M
Summary
Showing Top 3 of 118