About First US Bancshares, Inc.
https://www.fusb.comFirst US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits.
CEO
James F. House
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2003-07-23 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 18
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership
GENDELL JEFFREY L
Shares:397.45K
Value:$5.56M
VANGUARD GROUP INC
Shares:99.5K
Value:$1.39M
RENAISSANCE TECHNOLOGIES LLC
Shares:91.32K
Value:$1.28M
Summary
Showing Top 3 of 35
About First US Bancshares, Inc.
https://www.fusb.comFirst US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $16.14M ▲ | $7.44M ▼ | $1.94M ▲ | 11.99% ▲ | $0.33 ▲ | $2.95M ▲ |
| Q2-2025 | $15.7M ▲ | $7.44M ▲ | $155K ▼ | 0.99% ▼ | $0.03 ▼ | $601K ▼ |
| Q1-2025 | $14.89M ▼ | $6.92M ▼ | $1.77M ▲ | 11.9% ▲ | $0.3 | $2.76M ▼ |
| Q4-2024 | $15.4M ▼ | $6.95M ▼ | $1.71M ▼ | 11.13% ▼ | $0.3 ▼ | $2.77M ▼ |
| Q3-2024 | $15.92M | $6.99M | $2.22M | 13.96% | $0.38 | $3.35M |
What's going well?
Profits and margins improved dramatically, with net income up more than tenfold. Costs were kept in check while revenue grew, showing better efficiency.
What's concerning?
Interest expenses are very high, taking a big bite out of profits. Growth in revenue is still modest, so future gains may depend on keeping costs low.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $64.93M ▼ | $1.15B ▲ | $1.04B ▲ | $104.24M ▲ |
| Q2-2025 | $210.53M ▼ | $1.14B ▲ | $1.04B ▲ | $101.89M ▲ |
| Q1-2025 | $217.35M ▲ | $1.13B ▲ | $1.03B ▲ | $101.23M ▲ |
| Q4-2024 | $71.1M ▼ | $1.1B ▲ | $1B ▲ | $98.62M ▲ |
| Q3-2024 | $226.58M | $1.1B | $1B | $98.49M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q2-2025 | $155K ▼ | $3.9M ▲ | $-20.57M ▼ | $14.58M ▼ | $-2.09M ▼ | $1.65M ▼ |
| Q1-2025 | $1.77M ▲ | $1.75M ▼ | $-16.32M ▲ | $23.39M ▲ | $8.82M ▲ | $1.69M ▼ |
| Q4-2024 | $1.71M ▼ | $2.45M ▲ | $-38.09M ▼ | $543K ▼ | $-35.09M ▼ | $2.18M ▲ |
| Q3-2024 | $2.22M ▲ | $1.94M ▼ | $11.06M ▲ | $11.09M ▲ | $24.09M ▲ | $1.28M ▼ |
| Q2-2024 | $2.13M | $2.55M | $-14.72M | $10.15M | $-2.02M | $2.35M |
Revenue by Products
| Product | Q2-2021 | Q3-2021 | Q4-2021 | Q2-2025 |
|---|---|---|---|---|
 Operating Segments | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Mortgage Banking | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Service | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
CEO
James F. House
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2003-07-23 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 18
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership
GENDELL JEFFREY L
Shares:397.45K
Value:$5.56M
VANGUARD GROUP INC
Shares:99.5K
Value:$1.39M
RENAISSANCE TECHNOLOGIES LLC
Shares:91.32K
Value:$1.28M
Summary
Showing Top 3 of 35