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GPI

Group 1 Automotive, Inc.

GPI

Group 1 Automotive, Inc. • NYSE
$401.04 ▼ -0.47% (-1.89)
Market Cap $5.18 B
52w High $490.09
52w Low $355.91
Dividend Yield 1.97%
P/E 14.03
Volume 139.14K
Outstanding Shares 12.93M

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q3-2025 $5.783B ▲ $811.9M ▲ $12.9M ▼ 0.223% ▼ $1.02 ▼ $139.5M ▼
Q2-2025 $5.704B ▲ $682.9M ▲ $140.5M ▲ 2.463% ▲ $10.82 ▲ $281.7M ▲
Q1-2025 $5.505B ▼ $658.1M ▼ $128.1M ▲ 2.327% ▲ $9.67 ▲ $263.5M ▲
Q4-2024 $5.546B ▲ $685.7M ▲ $94.8M ▼ 1.709% ▼ $7 ▼ $225.2M ▼
Q3-2024 $5.221B $621.1M $117.3M 2.247% $8.73 $260.1M

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q3-2025 $30.8M ▼ $10.391B ▲ $7.338B ▲ $3.053B ▼
Q2-2025 $52.7M ▼ $10.23B ▲ $7.094B ▲ $3.136B ▲
Q1-2025 $70.5M ▲ $9.887B ▲ $6.894B ▲ $2.993B ▲
Q4-2024 $34.4M ▼ $9.824B ▼ $6.85B ▼ $2.974B ▼
Q3-2024 $58.7M $9.976B $7B $2.976B

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q3-2025 $13M ▼ $155M ▼ $-287.8M ▲ $111.7M ▲ $-21.9M ▼ $86.7M ▼
Q2-2025 $138.2M ▲ $252.4M ▲ $-330.3M ▼ $55.8M ▲ $-17.8M ▼ $180.7M ▲
Q1-2025 $128.1M ▲ $158.7M ▼ $-41M ▲ $-83.6M ▲ $36.1M ▲ $106.5M ▼
Q4-2024 $94.8M ▼ $212.6M ▼ $-73.3M ▲ $-159.8M ▼ $-24.3M ▼ $120.1M ▼
Q3-2024 $114.7M $232.7M $-540.3M $305.9M $-5.7M $183M

Revenue by Products

Product Q4-2024Q1-2025Q2-2025Q3-2025
Financial Service
Financial Service
 $230.00M ▲$230.00M ▲$240.00M ▲$240.00M ▲
New And Used Vehicles
New And Used Vehicles
 $4.64Bn ▲$4.59Bn ▼$4.75Bn ▲$4.81Bn ▲
New Vehicles Retail
New Vehicles Retail
 $2.86Bn ▲$2.68Bn ▼$2.74Bn ▲$2.81Bn ▲
Parts And Service
Parts And Service
 $680.00M ▲$690.00M ▲$720.00M ▲$730.00M ▲
Used Vehicles Retail
Used Vehicles Retail
 $1.65Bn ▲$1.76Bn ▲$1.85Bn ▲$1.85Bn ▲
Used Vehicles Wholesale
Used Vehicles Wholesale
 $130.00M ▲$150.00M ▲$160.00M ▲$150.00M ▼

Five-Year Company Overview

Income Statement

Income Statement Revenue has grown steadily over the past several years, helped by acquisitions and a broader footprint, showing that demand and scale are both moving in the right direction. Profitability, however, appears past its peak: earnings are still strong versus pre‑pandemic levels, but profit per share and margins have come down from the highs reached a couple of years ago. This pattern suggests that the easy gains from tight supply and strong pricing are fading, while costs, interest, and a more normal market environment are putting some pressure on the bottom line. Overall, it looks like a mature but still healthy earnings profile, just not as unusually strong as in the boom years right after the pandemic.

Balance Sheet

Balance Sheet The company has grown its asset base and shareholder equity meaningfully, which indicates a larger, more established business with more owned resources behind it. At the same time, debt has climbed, and cash on hand is very lean, which is typical for auto dealers but still means the business relies heavily on financing to run its operations and fund growth. The rising leverage amplifies both upside and downside: it supports expansion and acquisitions, but it also makes the company more sensitive to interest rates, credit markets, and any slowdown in sales. In short, the balance sheet shows a bigger and stronger company than a few years ago, but one that is also carrying more financial risk.

Cash Flow

Cash Flow Cash generation from the core business has been solid over the multi‑year period but quite uneven from year to year, reflecting swings in inventory, working capital, and the highly cyclical nature of auto retail. After covering capital spending needs, the company has usually produced positive free cash flow, which gives management room to fund acquisitions, buybacks, or debt reduction when conditions are favorable. Capital spending has been rising gradually but remains moderate relative to the size of the business, implying that the model is not overly capital‑hungry. The main message from the cash flows is that this is a business capable of generating real cash over the cycle, but with lumpy year‑to‑year patterns that investors should expect to continue.

Competitive Edge

Competitive Edge Group 1 benefits from significant scale, operating many dealerships across both the U.S. and the U.K., and representing a wide range of brands. This geographic and brand diversification reduces dependence on any single region or manufacturer and helps smooth out local downturns. A major strength is its high‑margin parts and service business and its strong used‑vehicle presence, which are generally more stable and profitable than new vehicle sales. Its proprietary AcceleRide® digital platform gives it an edge in online and omnichannel car buying versus less‑digital rivals. The flip side is that auto retail remains a competitive, cyclical industry, with pressure from other large dealer groups, manufacturer initiatives, and emerging online‑only players.

Innovation and R&D

Innovation and R&D While not an R&D‑heavy company in the traditional sense, Group 1 has made notable investments in digital tools and process innovation. AcceleRide® is at the center of this, enabling customers to complete much of the car‑buying journey online and tying directly into dealership operations, which can lift conversion rates and lower selling costs. The company is also deploying cloud and data‑driven systems to streamline back‑office work and improve efficiency, which can help protect margins in a more competitive environment. Looking ahead, the key innovation challenge is adapting its sales and service model to electric vehicles and continued enhancements of its digital ecosystem so it stays ahead of changing consumer habits rather than reacting to them. Overall, innovation is focused on execution and customer experience rather than on breakthrough technology, but it appears meaningfully ahead of many traditional peers.

Summary

Group 1 Automotive has transformed itself into a larger, more diversified auto retailer with solid revenue growth and earnings that, while off their peak, remain much stronger than before the pandemic. Its financial profile shows a business that has leaned on debt to expand but has also built up its equity base and generally generated positive free cash over time. Competitive strengths include scale, multi‑brand and multi‑country exposure, a resilient parts and service operation, and a differentiated digital platform that supports an omnichannel customer experience. Key watch points are margin pressure as market conditions normalize, the higher leverage on the balance sheet, the execution of acquisitions (especially in the U.K.), and how effectively the company adapts its operations and technology to a more electric, more digital auto market.

NEWS

November 25, 2025 · 6:55 AM UTC

YieldMax® ETFs Announces Weekly Distributions for Group 1 ETFs

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November 18, 2025 · 6:55 AM UTC

YieldMax® ETFs Announces Weekly Distributions for Group 1 ETFs

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November 11, 2025 · 6:02 PM UTC

Group 1 Automotive Board Approves New Share Repurchase Authorization & Declares Quarterly Dividend

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November 11, 2025 · 6:55 AM UTC

YieldMax® ETFs Announces Weekly Distributions for Group 1 ETFs

Read more

November 4, 2025 · 6:55 AM UTC

YieldMax® ETFs Announces Weekly Distributions for Group 1 ETFs

Read more