About Hanmi Financial Corporation
https://www.hanmi.comHanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit.
CEO
Bonita I. Lee
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2011-12-19 | Reverse | 1:8 |
| 2005-02-16 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 159
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:4.37M
Value:$125.1M
BLACKROCK, INC.
Shares:4.36M
Value:$124.73M
BLACKROCK FUND ADVISORS
Shares:2.56M
Value:$73.34M
Summary
Showing Top 3 of 245
About Hanmi Financial Corporation
https://www.hanmi.comHanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $115.11M ▲ | $37.36M ▲ | $22.06M ▲ | 19.17% ▲ | $0.74 ▲ | $30.67M ▲ |
| Q2-2025 | $109.4M ▲ | $36.35M ▲ | $15.12M ▼ | 13.82% ▼ | $0.5 ▼ | $22.88M ▼ |
| Q1-2025 | $106.98M ▼ | $34.98M ▲ | $17.67M ▼ | 16.52% ▲ | $0.59 | $26.7M ▼ |
| Q4-2024 | $107.47M ▼ | $34.53M ▲ | $17.7M ▲ | 16.47% ▲ | $0.59 ▲ | $26.94M ▲ |
| Q3-2024 | $108M | $34.22M | $14.89M | 13.79% | $0.49 | $22.76M |
What's going well?
Profits are up sharply, with operating income and net income both rising nearly 50%. Gross and operating margins improved, showing the company is controlling costs and getting more efficient.
What's concerning?
Interest expenses remain very high, taking a big bite out of profits. Revenue growth is steady but not spectacular, so future gains may depend on keeping costs down.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.09B ▼ | $7.86B ▼ | $7.08B ▼ | $779.55M ▲ |
| Q2-2025 | $1.27B ▲ | $7.86B ▲ | $7.1B ▲ | $762.83M ▲ |
| Q1-2025 | $423.93M ▼ | $7.73B ▲ | $6.98B ▲ | $751.49M ▲ |
| Q4-2024 | $1.21B ▲ | $7.68B ▼ | $6.95B ▼ | $732.17M ▼ |
| Q3-2024 | $1.2B | $7.71B | $6.98B | $736.71M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $22.06M ▲ | $146.91M ▲ | $-270.98M ▼ | $-40.33M ▼ | $-164.4M ▼ | $146.35M ▲ |
| Q2-2025 | $15.12M ▼ | $-18.99M ▼ | $-39.37M ▼ | $109.41M ▲ | $51.05M ▲ | $-19.56M ▼ |
| Q1-2025 | $17.67M ▼ | $25.84M ▲ | $-30.48M ▼ | $28.84M ▲ | $24.2M ▲ | $25.58M ▲ |
| Q4-2024 | $17.7M ▲ | $16.34M ▲ | $13.2M ▲ | $-12.51M ▼ | $17.03M ▲ | $15.5M ▲ |
| Q3-2024 | $14.89M | $5.57M | $-103.25M | $72.36M | $-25.31M | $5.36M |
Revenue by Products
| Product | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|
 Banking Segment | $60.00M ▲ | $70.00M ▲ | $70.00M ▲ |
CEO
Bonita I. Lee
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2011-12-19 | Reverse | 1:8 |
| 2005-02-16 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 159
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:4.37M
Value:$125.1M
BLACKROCK, INC.
Shares:4.36M
Value:$124.73M
BLACKROCK FUND ADVISORS
Shares:2.56M
Value:$73.34M
Summary
Showing Top 3 of 245