About HomeTrust Bancshares, Inc.
https://www.htb.comHomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations.
CEO
C. Hunter Westbrook
Compensation Summary
(Year )
ETFs Holding This Stock
Summary
Showing Top 3 of 72
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
About HomeTrust Bancshares, Inc.
https://www.htb.comHomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $74.15M ▲ | $31.27M ▲ | $16.49M ▼ | 22.24% ▼ | $0.96 ▼ | $43.05M ▲ |
| Q2-2025 | $72.32M ▲ | $29.78M ▼ | $17.21M ▲ | 23.8% ▲ | $1 ▲ | $25.9M ▲ |
| Q1-2025 | $71.66M ▼ | $30.96M ▼ | $14.54M ▲ | 20.29% ▲ | $0.85 ▲ | $22.58M ▲ |
| Q4-2024 | $74.44M ▼ | $34.01M ▲ | $14.21M ▲ | 19.09% ▲ | $0.83 ▲ | $21.73M ▲ |
| Q3-2024 | $74.93M | $30.59M | $13.11M | 17.5% | $0.77 | $21.62M |
What's going well?
Revenue is growing steadily and gross margins remain strong at 70%. The company is still profitable, and one-time gains helped soften the impact of rising costs.
What's concerning?
Operating expenses are rising faster than sales, and interest costs are eating into profits. Net income and EPS both declined, and results were helped by non-recurring gains.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $161.12M ▼ | $4.59B ▲ | $4B ▲ | $595.83M ▲ |
| Q1-2025 | $476.21M ▲ | $4.56B ▼ | $3.99B ▼ | $565.45M ▲ |
| Q4-2024 | $459.77M ▼ | $4.6B ▼ | $4.04B ▼ | $551.76M ▲ |
| Q3-2024 | $463.32M ▲ | $4.64B ▼ | $4.1B ▼ | $540M ▲ |
| Q2-2024 | $460.46M | $4.67B | $4.15B | $523.63M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q1-2025 | $14.54M ▲ | $71.69M ▲ | $5.65M ▼ | $-56.73M ▼ | $20.61M ▲ | $68.58M ▲ |
| Q4-2024 | $14.21M ▲ | $4.3M ▼ | $37.48M ▲ | $-56.03M ▼ | $-14.26M ▼ | $2.76M ▼ |
| Q3-2024 | $13.11M ▲ | $43.78M ▲ | $6.34M ▲ | $-50.83M ▼ | $-713K ▲ | $39.84M ▲ |
| Q2-2024 | $12.42M ▼ | $5.92M ▲ | $-70.68M ▼ | $-21.54M ▼ | $-86.3M ▼ | $-1.36M ▲ |
| Q1-2024 | $15.07M | $-9.03M | $48.15M | $-5.76M | $33.35M | $-13.01M |
CEO
C. Hunter Westbrook
Compensation Summary
(Year )
ETFs Holding This Stock
Summary
Showing Top 3 of 72
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1