About Jefferson Capital, Inc. Common Stock
https://www.jcap.comJefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery.

CEO
Sue Unterberger
Compensation Summary
(Year )
ETFs Holding This Stock

VTS.AX
Weight:0.00%
Shares:325.30K

IWM
Weight:0.01%
Shares:226.74K

XSU.TO
Weight:0.01%
Shares:226.74K
Summary
Showing Top 3 of 57
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership

WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC
Shares:1.39M
Value:$32.22M

ADAGE CAPITAL PARTNERS GP, L.L.C.
Shares:1.22M
Value:$28.17M

WELLINGTON MANAGEMENT GROUP LLP
Shares:1.1M
Value:$25.46M
Summary
Showing Top 3 of 86
About Jefferson Capital, Inc. Common Stock
https://www.jcap.comJefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $150.84M ▼ | $56.92M ▼ | $38.36M ▼ | 25.43% ▼ | $0.66 ▼ | $46.45M ▼ |
| Q2-2025 | $152.71M ▼ | $207.27M ▲ | $47.65M ▼ | 31.2% ▼ | $0.82 ▼ | $62.11M ▼ |
| Q1-2025 | $154.9M ▲ | $26.9M ▼ | $50.7M ▲ | 32.73% ▲ | $0.87 ▲ | $67.33M ▲ |
| Q2-2024 | $103.8M ▲ | $128.45M ▲ | $32.17M ▼ | 30.99% ▼ | $0.55 ▼ | $37.52M ▲ |
| Q1-2024 | $99.96M | $19.69M | $32.9M | 32.91% | $0.56 | $36.24M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $42.27M ▼ | $1.8B ▲ | $1.37B ▲ | $437.37M ▲ |
| Q2-2025 | $51.65M ▲ | $1.77B ▲ | $1.36B ▲ | $410.81M ▲ |
| Q1-2025 | $27M ▲ | $1.71B ▲ | $1.34B ▲ | $373.5M ▼ |
| Q2-2020 | $15.46M ▲ | $872.17M ▲ | $292.67M ▲ | $542.54M ▼ |
| Q1-2020 | $7.34M | $841.41M | $257.31M | $551.19M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $38.36M ▼ | $63.08M ▼ | $-54.55M ▼ | $-15.93M ▲ | $-9.43M ▼ | $62.97M ▼ |
| Q2-2025 | $47.65M ▼ | $78.89M ▲ | $-10.7M ▲ | $-42.65M ▼ | $25.09M ▲ | $78.49M ▲ |
| Q1-2025 | $64.23M ▲ | $51.68M ▲ | $-56.23M ▲ | $-463K ▼ | $-7.84M ▼ | $51.54M ▲ |
| Q2-2024 | $32.16M ▼ | $47.75M ▲ | $-98.53M ▼ | $48.51M ▲ | $-479K ▲ | $47.58M ▲ |
| Q1-2024 | $32.9M | $35.4M | $-65.47M | $25.18M | $-6.58M | $35.24M |
Revenue by Products
| Product | Q2-2020 | Q3-2020 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
United Kingdom Segment | $0 ▲ | $0 ▲ | $10.00M ▲ | $10.00M ▲ |
United States Segment | $0 ▲ | $0 ▲ | $110.00M ▲ | $110.00M ▲ |
Real Estate | $0 ▲ | $10.00M ▲ | $0 ▼ | $0 ▲ |
Service Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
Sue Unterberger
Compensation Summary
(Year )
ETFs Holding This Stock

VTS.AX
Weight:0.00%
Shares:325.30K

IWM
Weight:0.01%
Shares:226.74K

XSU.TO
Weight:0.01%
Shares:226.74K
Summary
Showing Top 3 of 57
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership

WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC
Shares:1.39M
Value:$32.22M

ADAGE CAPITAL PARTNERS GP, L.L.C.
Shares:1.22M
Value:$28.17M

WELLINGTON MANAGEMENT GROUP LLP
Shares:1.1M
Value:$25.46M
Summary
Showing Top 3 of 86



