Stock Taper
Navient Corp. provides asset management and business processing solutions for education, healthcare, and government clients across segments including federal education loans, consumer lending, and business processing, headquartered in Herndon, VA.

Earnest Private Student Loans, offered by Navient's subsidiary Earnest, provide students and families with private financing for educational expenses not covered by federal aid, forming a key part of Navient's focus on consumer lending.
Navient reported a GAAP net loss of $86 million, or $0.87 per share, for the third quarter of 2025, a stark contrast to analyst expectations. The significant loss was largely driven by a $108 million increase in the provision for loan losses, reflecting elevated delinquencies and a challenging macroeconomic outlook. This announcement, which also highlighted 'more significant assumption changes than in prior quarters,' led to a sharp negative reaction from investors and put the company in a major spotlight.
Navient Corporation announced a significant strategic shift with its 'Phase 2 Strategy Update', aiming to enhance growth and efficiency. This multi-faceted plan involves aligning its Earnest brand's product lines with fintech competitors, expanding into new product areas like personal loans, and implementing substantial cost-saving measures through restructuring.
Overall rating: C
| PEER | PRICE | |
|---|---|---|
RJF | $160.49 | COMPARE |
UBSI | $46.71 | COMPARE |
AVAL | $4.99 | COMPARE |
CACC | $535.97 | COMPARE |
ABCB | $81.11 | COMPARE |
VIRT | $62.84 | COMPARE |
RLI | $56.05 | COMPARE |
MAIN | $55.15 | COMPARE |