About Lake Shore Bancorp, Inc.
https://lakeshoresavings.comLake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services.

CEO
Kim C. Liddell
Compensation Summary
(Year 2024)
Salary $560,555
Stock Awards $55,192
Incentive Plan Pay $254,312
All Other Compensation $198,807
Total Compensation $1,068,866
Industry Banks - Regional
Sector Financial Services
Went public April 5, 2006
Full time employees 93
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2025-07-21 | Forward | 677:500 |
ETFs Holding This Stock
Summary
Total 9
Showing Top 3 of 9
Ratings Snapshot
Rating : C-
Discounted Cash Flow 4
Return On Equity 1
Return On Assets 1
Debt To Equity 1
Price To Earnings 1
Price To Book 1
Overall Score 1
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0
Institutional Ownership

STILWELL JOSEPH
Shares:145.5K
Value:$2.25M

ROUND HILL ASSET MANAGEMENT
Shares:15.71K
Value:$242.64K

BLACKROCK INC.
Shares:4.39K
Value:$67.72K
Summary
% Of Shares Owned 2.16%
Total Number Of Holders 7
Showing Top 3 of 7
Market Cap $115.30 M
52w High $15.48
52w Low $9.86
Dividend Yield 2.22%
Frequency Quarterly
P/E 13.79
Volume 4.94K
Outstanding Shares 7.74M
About Lake Shore Bancorp, Inc.
https://lakeshoresavings.comLake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $0 ▼ | $0 ▼ | $0 ▼ | 0% ▼ | $0.31 ▲ | $0 ▼ |
| Q2-2025 | $9.91M ▲ | $4.63M ▼ | $1.92M ▲ | 19.37% ▲ | $0.25 ▲ | $2.45M ▲ |
| Q1-2025 | $9.09M ▼ | $4.88M ▼ | $1.06M ▼ | 11.63% ▼ | $0.14 ▼ | $1.42M ▼ |
| Q4-2024 | $9.66M ▲ | $5.27M ▲ | $1.47M ▲ | 15.21% ▲ | $0.19 ▲ | $1.92M ▲ |
| Q3-2024 | $9.64M | $4.81M | $1.33M | 13.81% | $0.17 | $1.77M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q2-2025 | $123.11M ▲ | $734.84M ▲ | $641.95M ▲ | $92.88M ▲ |
| Q1-2025 | $82.31M ▼ | $689M ▲ | $598.33M ▲ | $90.66M ▲ |
| Q4-2024 | $89.63M ▼ | $685.5M ▼ | $595.64M ▼ | $89.87M ▼ |
| Q3-2024 | $108.76M ▼ | $697.6M ▼ | $607.72M ▼ | $89.88M ▲ |
| Q2-2024 | $118.3M | $711.04M | $624.11M | $86.93M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q2-2025 | $1.92M ▲ | $1.79M ▲ | $-324K ▲ | $43.47M ▲ | $44.94M ▲ | $1.41M ▲ |
| Q1-2025 | $1.06M ▼ | $718K ▼ | $-5.6M ▲ | $2.18M ▲ | $-2.7M ▲ | $568K ▼ |
| Q4-2024 | $1.47M ▲ | $3.38M ▲ | $-6.83M ▼ | $-13.4M ▲ | $-16.85M ▼ | $3.39M ▲ |
| Q3-2024 | $1.33M ▲ | $-1.42M ▼ | $7.35M ▼ | $-16.94M ▼ | $-11.01M ▼ | $-1.42M ▼ |
| Q2-2024 | $1.12M | $574K | $12.19M | $-6.73M | $6.03M | $573K |

CEO
Kim C. Liddell
Compensation Summary
(Year 2024)
Salary $560,555
Stock Awards $55,192
Incentive Plan Pay $254,312
All Other Compensation $198,807
Total Compensation $1,068,866
Industry Banks - Regional
Sector Financial Services
Went public April 5, 2006
Full time employees 93
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2025-07-21 | Forward | 677:500 |
ETFs Holding This Stock
Summary
Total 9
Showing Top 3 of 9
Ratings Snapshot
Rating : C-
Discounted Cash Flow 4
Return On Equity 1
Return On Assets 1
Debt To Equity 1
Price To Earnings 1
Price To Book 1
Overall Score 1
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0
Institutional Ownership

STILWELL JOSEPH
Shares:145.5K
Value:$2.25M

ROUND HILL ASSET MANAGEMENT
Shares:15.71K
Value:$242.64K

BLACKROCK INC.
Shares:4.39K
Value:$67.72K
Summary
% Of Shares Owned 2.16%
Total Number Of Holders 7
Showing Top 3 of 7




