About MainStreet Bancshares, Inc.
https://www.mstreetbank.comMainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations.
CEO
Jeff W. Dick
Compensation Summary
(Year 2023)
Salary $665,712
Bonus $443,750
Stock Awards $443,750
All Other Compensation $29,439
Total Compensation $1,582,651
Industry Banks - Regional
Sector Financial Services
Went public September 16, 2020
Full time employees 182
Ratings Snapshot
Rating : C+
Discounted Cash Flow 4
Return On Equity 1
Return On Assets 1
Debt To Equity 3
Price To Earnings 1
Price To Book 3
Overall Score 2
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0
Market Cap $191.17 M
52w High $28.25
52w Low $22.81
Dividend Yield 7.56%
Frequency Quarterly
P/E 9.53
Volume 2.96K
Outstanding Shares 7.66M
About MainStreet Bancshares, Inc.
https://www.mstreetbank.comMainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $33.44M ▼ | $12.52M ▼ | $4.52M ▼ | 13.51% ▲ | $0.52 ▼ | $6.61M ▼ |
| Q2-2025 | $35.35M ▲ | $14.74M ▲ | $4.59M ▲ | 12.98% ▲ | $0.53 ▲ | $6.92M ▲ |
| Q1-2025 | $33.9M ▼ | $14.31M ▼ | $2.45M ▲ | 7.24% ▲ | $0.25 ▲ | $4.35M ▲ |
| Q4-2024 | $35.92M ▲ | $34.43M ▲ | $-16.17M ▼ | -45% ▼ | $-2.2 ▼ | $-19.26M ▼ |
| Q3-2024 | $34.48M | $13.22M | $265K | 0.77% | $-0.04 | $1.12M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $26.65M ▼ | $2.12B ▲ | $1.91B ▲ | $218.36M ▲ |
| Q2-2025 | $107.68M ▼ | $2.11B ▼ | $1.9B ▼ | $213.47M ▲ |
| Q1-2025 | $233.9M ▲ | $2.22B ▼ | $2.01B ▼ | $209.62M ▲ |
| Q4-2024 | $48.92M ▼ | $2.23B ▲ | $2.02B ▲ | $207.99M ▼ |
| Q3-2024 | $99.44M | $2.22B | $2B | $226.05M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $4.52M ▼ | $5.59M ▲ | $-21.2M ▼ | $9.62M ▲ | $-5.99M ▲ | $5.45M ▲ |
| Q2-2025 | $4.59M ▲ | $1.19M ▼ | $41.47M ▲ | $-112.02M ▼ | $-69.36M ▼ | $-2.63M ▼ |
| Q1-2025 | $2.45M ▲ | $1.45M ▼ | $-4.37M ▲ | $-2.15M ▼ | $-5.07M ▲ | $1.4M ▼ |
| Q4-2024 | $-16.17M ▼ | $5.45M ▲ | $-42.67M ▼ | $12.81M ▼ | $-24.41M ▼ | $4.76M ▲ |
| Q3-2024 | $264K | $4.47M | $-822K | $137.01M | $140.66M | $2.63M |
Revenue by Products
| Product | Q2-2025 | Q3-2025 |
|---|---|---|
 Core Banking Segment | $30.00M ▲ | $30.00M ▲ |
CEO
Jeff W. Dick
Compensation Summary
(Year 2023)
Salary $665,712
Bonus $443,750
Stock Awards $443,750
All Other Compensation $29,439
Total Compensation $1,582,651
Industry Banks - Regional
Sector Financial Services
Went public September 16, 2020
Full time employees 182
Ratings Snapshot
Rating : C+
Discounted Cash Flow 4
Return On Equity 1
Return On Assets 1
Debt To Equity 3
Price To Earnings 1
Price To Book 3
Overall Score 2
Price Target
Target High $0
Target Low $0
Target Median $0
Target Consensus $0