About Navient Corporation
https://www.navient.comNavient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing.
CEO
David L. Yowan
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 192
Ratings Snapshot
Rating : C+
Most Recent Analyst Grades
Seaport Global
Buy
Morgan Stanley
Equal Weight
Keefe, Bruyette & Woods
Market Perform
JP Morgan
Neutral
Jefferies
Hold
TD Securities
Sell
Grade Summary
Showing Top 6 of 6
Price Target
Institutional Ownership
SHERBORNE INVESTORS MANAGEMENT LP
Shares:29.45M
Value:$365.47M
BLACKROCK INC.
Shares:13.94M
Value:$173M
BLACKROCK, INC.
Shares:11.5M
Value:$142.75M
Summary
Showing Top 3 of 367
About Navient Corporation
https://www.navient.comNavient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $800M ▼ | $110M ▲ | $-86M ▼ | -10.75% ▼ | $-0.87 ▼ | $-117M ▼ |
| Q2-2025 | $806M ▼ | $101M ▼ | $14M ▲ | 1.74% ▲ | $0.14 ▲ | $19M ▲ |
| Q1-2025 | $828M ▼ | $131M ▼ | $-2M ▼ | -0.24% ▼ | $-0.02 ▼ | $-5M ▼ |
| Q4-2024 | $977M ▼ | $180M ▲ | $24M ▲ | 2.46% ▲ | $0.23 ▲ | $26M ▲ |
| Q3-2024 | $1B | $123M | $-2M | -0.2% | $-0.02 | $12M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $571M ▼ | $49.31B ▼ | $46.87B ▼ | $2.44B ▼ |
| Q2-2025 | $712M ▲ | $50.22B ▼ | $47.66B ▼ | $2.56B ▼ |
| Q1-2025 | $642M ▼ | $50.95B ▼ | $48.36B ▼ | $2.59B ▼ |
| Q4-2024 | $722M ▼ | $51.79B ▼ | $49.15B ▼ | $2.64B ▼ |
| Q3-2024 | $2.79B | $53.44B | $50.75B | $2.69B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $-86M ▼ | $70M ▼ | $559M ▼ | $-834M ▲ | $-205M ▼ | $70M ▼ |
| Q2-2025 | $13M ▲ | $126M ▲ | $745M ▲ | $-849M ▼ | $22M ▲ | $126M ▲ |
| Q1-2025 | $-2M ▼ | $71M ▲ | $661M ▼ | $-780M ▲ | $-48M ▲ | $71M ▲ |
| Q4-2024 | $24M ▲ | $8M ▲ | $907M ▼ | $-1.6B ▲ | $-690M ▲ | $8M ▲ |
| Q3-2024 | $-2M | $-10M | $1.96B | $-3.16B | $-1.21B | $-10M |
Revenue by Products
| Product | Q4-2024 | Q2-2025 | Q3-2025 | Q1-2025 |
|---|---|---|---|---|
 Business Processing | $0 ▲ | $0 ▲ | $0 ▲ | $20.00M ▲ |
 Consumer Lending | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Federal Education Loans Segment | $0 ▲ | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ |
 Other Operating Segment | $0 ▲ | $20.00M ▲ | $10.00M ▼ | $10.00M ▲ |
 Government Services | $90.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
 Healthcare Services | $30.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
CEO
David L. Yowan
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 192
Ratings Snapshot
Rating : C+
Most Recent Analyst Grades
Seaport Global
Buy
Morgan Stanley
Equal Weight
Keefe, Bruyette & Woods
Market Perform
JP Morgan
Neutral
Jefferies
Hold
TD Securities
Sell
Grade Summary
Showing Top 6 of 6
Price Target
Institutional Ownership
SHERBORNE INVESTORS MANAGEMENT LP
Shares:29.45M
Value:$365.47M
BLACKROCK INC.
Shares:13.94M
Value:$173M
BLACKROCK, INC.
Shares:11.5M
Value:$142.75M
Summary
Showing Top 3 of 367