About NBT Bancorp Inc.
https://www.nbtbancorp.comNBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts.
CEO
Scott A. Kingsley CPA
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1999-11-29 | Forward | 21:20 |
| 1998-11-27 | Forward | 21:20 |
ETFs Holding This Stock
Summary
Showing Top 3 of 193
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:7.25M
Value:$317.11M
BLACKROCK INC.
Shares:6.76M
Value:$295.84M
VANGUARD GROUP INC
Shares:6.06M
Value:$265.17M
Summary
Showing Top 3 of 323
About NBT Bancorp Inc.
https://www.nbtbancorp.comNBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $238.77M ▲ | $111.14M ▼ | $54.47M ▲ | 22.81% ▲ | $1.16 ▲ | $75.25M ▲ |
| Q2-2025 | $224.02M ▲ | $122.12M ▲ | $22.51M ▼ | 10.05% ▼ | $0.48 ▼ | $39.12M ▼ |
| Q1-2025 | $201.2M ▲ | $99.24M ▼ | $36.74M ▲ | 18.26% ▲ | $0.78 ▲ | $54.25M ▲ |
| Q4-2024 | $199.49M ▼ | $100.1M ▲ | $36.01M ▼ | 18.05% ▼ | $0.76 ▼ | $52.45M ▼ |
| Q3-2024 | $201.44M | $95.19M | $38.1M | 18.91% | $0.81 | $55.61M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $806.05M ▲ | $16.11B ▲ | $14.26B ▲ | $1.85B ▲ |
| Q2-2025 | $723.99M ▲ | $16.01B ▲ | $14.21B ▲ | $1.81B ▲ |
| Q1-2025 | $438.79M ▲ | $13.86B ▲ | $12.3B ▲ | $1.57B ▲ |
| Q4-2024 | $420.42M ▼ | $13.79B ▼ | $12.26B ▼ | $1.53B ▲ |
| Q3-2024 | $1.99B | $13.84B | $12.32B | $1.52B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $54.47M ▲ | $80.59M ▲ | $-13.82M ▼ | $31.91M ▲ | $98.68M ▼ | $74.35M ▲ |
| Q2-2025 | $22.51M ▼ | $46.48M ▲ | $331.9M ▲ | $-90.89M ▼ | $287.48M ▲ | $50.18M ▲ |
| Q1-2025 | $36.74M ▲ | $42.01M ▼ | $-113.16M ▲ | $41.19M ▲ | $-29.97M ▲ | $38.3M ▼ |
| Q4-2024 | $36.01M ▼ | $49.17M ▼ | $-147.59M ▼ | $-99.98M ▼ | $-198.4M ▼ | $45.54M ▼ |
| Q3-2024 | $38.1M | $52.13M | $-58.01M | $280.82M | $274.94M | $47.83M |
Revenue by Products
| Product | Q2-2018 | Q3-2018 | Q4-2018 | Q2-2025 |
|---|---|---|---|---|
 All Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Banking Segment | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Insurance and Other Financial Services Revenue | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ | $0 ▼ |
CEO
Scott A. Kingsley CPA
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1999-11-29 | Forward | 21:20 |
| 1998-11-27 | Forward | 21:20 |
ETFs Holding This Stock
Summary
Showing Top 3 of 193
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:7.25M
Value:$317.11M
BLACKROCK INC.
Shares:6.76M
Value:$295.84M
VANGUARD GROUP INC
Shares:6.06M
Value:$265.17M
Summary
Showing Top 3 of 323