About Nicolet Bankshares, Inc.
https://www.nicoletbank.comNicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals. The company accepts checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts.
CEO
Michael E. Daniels
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 153
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
About Nicolet Bankshares, Inc.
https://www.nicoletbank.comNicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals. The company accepts checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $143.95M ▲ | $50.09M ▲ | $41.73M ▲ | 28.99% ▲ | $2.8 ▲ | $55.44M ▲ |
| Q2-2025 | $138.27M ▲ | $49.92M ▲ | $36.03M ▲ | 26.06% ▲ | $2.4 ▲ | $46.25M ▲ |
| Q1-2025 | $130.96M ▼ | $47.79M ▲ | $32.59M ▼ | 24.89% ▼ | $2.14 ▼ | $44.01M ▼ |
| Q4-2024 | $132.48M ▼ | $46.99M ▼ | $34.48M ▲ | 26.03% ▲ | $2.25 ▲ | $46.55M ▲ |
| Q3-2024 | $135M | $49.15M | $32.52M | 24.09% | $2.16 | $45.21M |
What's going well?
Revenue and profits are both up, with gross and operating margins improving. Expenses are tightly managed, and the company is generating strong cash profits.
What's concerning?
Interest income fell sharply, which could hurt future results if not offset elsewhere. The business relies on high margins, so any cost increases could quickly impact profits.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.34B ▲ | $9.03B ▲ | $7.81B ▲ | $1.21B ▲ |
| Q2-2025 | $1.27B ▲ | $8.93B ▼ | $7.74B ▼ | $1.19B ▲ |
| Q1-2025 | $1.05B ▲ | $8.98B ▲ | $7.79B ▲ | $1.18B ▲ |
| Q4-2024 | $975.76M ▼ | $8.8B ▲ | $7.62B ▲ | $1.17B ▲ |
| Q3-2024 | $1.26B | $8.64B | $7.49B | $1.15B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $41.73M ▲ | $45.86M ▲ | $-38.11M ▲ | $43.56M ▲ | $51.32M ▲ | $45.87M ▲ |
| Q2-2025 | $36.03M ▲ | $38.91M ▼ | $-99.83M ▲ | $-88.62M ▼ | $-149.54M ▼ | $38.36M ▼ |
| Q1-2025 | $32.59M ▼ | $41.79M ▲ | $-138.2M ▼ | $132.54M ▼ | $36.13M ▼ | $41.33M ▲ |
| Q4-2024 | $34.48M ▲ | $33.38M ▼ | $-70.75M ▼ | $145.43M ▲ | $108.06M ▲ | $28.07M ▼ |
| Q3-2024 | $32.52M | $39.65M | $-40.96M | $20.77M | $19.45M | $34.72M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Credit and Debit Card | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
 Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Investment Advisory Management and Administrative Service | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ |
CEO
Michael E. Daniels
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 153
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3