About Norwood Financial Corp.
https://wayne.bankNorwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits.

CEO
James O. Donnelly
Compensation Summary
(Year 2020)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2017-09-18 | Forward | 3:2 |
| 2017-08-18 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 83
Ratings Snapshot
Rating : B-
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership

WELLINGTON MANAGEMENT GROUP LLP
Shares:634.55K
Value:$17.9M

BLACKROCK, INC.
Shares:574.25K
Value:$16.2M

BLACKROCK INC.
Shares:551.74K
Value:$15.56M
Summary
Showing Top 3 of 104
About Norwood Financial Corp.
https://wayne.bankNorwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $34.7M ▲ | $12.93M ▲ | $8.33M ▲ | 24.02% ▲ | $0.89 ▲ | $10.9M ▲ |
| Q2-2025 | $33.45M ▲ | $12.53M ▲ | $6.21M ▲ | 18.55% ▲ | $0.67 ▲ | $8.19M ▲ |
| Q1-2025 | $32.44M ▲ | $12.06M ▼ | $5.77M ▲ | 17.8% ▲ | $0.63 ▲ | $7.62M ▲ |
| Q4-2024 | $11.83M ▼ | $13.42M ▲ | $-12.65M ▼ | -106.98% ▼ | $-1.54 ▼ | $-15.73M ▼ |
| Q3-2024 | $30.78M | $12.03M | $3.84M | 12.49% | $0.48 | $5.2M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $215.92M ▼ | $2.41B ▲ | $2.18B ▲ | $234.91M ▲ |
| Q2-2025 | $350.62M ▼ | $2.37B ▼ | $2.14B ▼ | $225.43M ▲ |
| Q1-2025 | $378.94M ▼ | $2.38B ▲ | $2.16B ▲ | $220.71M ▲ |
| Q4-2024 | $470.19M ▼ | $2.32B ▲ | $2.1B ▲ | $213.51M ▲ |
| Q3-2024 | $479.77M | $2.28B | $2.08B | $195.65M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $8.34M ▲ | $9.34M ▲ | $-21.15M ▼ | $33.5M ▲ | $21.68M ▲ | $11.95M ▲ |
| Q2-2025 | $6.21M ▲ | $6.75M ▼ | $-12.89M ▲ | $-16.23M ▼ | $-22.36M ▼ | $5.08M ▼ |
| Q1-2025 | $5.77M ▲ | $9.1M ▲ | $-51.82M ▲ | $45.79M ▼ | $3.07M ▲ | $8.17M ▲ |
| Q4-2024 | $-12.65M ▼ | $4.81M ▲ | $-62.55M ▼ | $47.2M ▲ | $-10.54M ▼ | $3.34M ▼ |
| Q3-2024 | $3.85M | $4.64M | $-19.9M | $28.74M | $13.48M | $4.07M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
Atm Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Commissions On Mutual Funds And Annuities | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Debit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Fiduciary Activities | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Financial Service Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Loan Related Service Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Overdraft Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Safe Deposit Box Rental | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Gains On Sales Of Other Real Estate Owned | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
James O. Donnelly
Compensation Summary
(Year 2020)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2017-09-18 | Forward | 3:2 |
| 2017-08-18 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 83
Ratings Snapshot
Rating : B-
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership

WELLINGTON MANAGEMENT GROUP LLP
Shares:634.55K
Value:$17.9M

BLACKROCK, INC.
Shares:574.25K
Value:$16.2M

BLACKROCK INC.
Shares:551.74K
Value:$15.56M
Summary
Showing Top 3 of 104





