About OppFi Inc. WT
http://www.oppfi.comOppFi, Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It supports consumers, who are turned away by mainstream options, to build better financial health, through transparency, responsible lending, financial inclusion, and an excellent customer experience. The company was founded by Todd G.

CEO
Todd G. Schwartz
Compensation Summary
(Year 2023)
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership

LMR PARTNERS LLP
Shares:2.33M
Value:$2.65M

ARISTEIA CAPITAL LLC
Shares:2.19M
Value:$2.48M

GREENLAND CAPITAL MANAGEMENT LP
Shares:1.17M
Value:$1.33M
Summary
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About OppFi Inc. WT
http://www.oppfi.comOppFi, Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It supports consumers, who are turned away by mainstream options, to build better financial health, through transparency, responsible lending, financial inclusion, and an excellent customer experience. The company was founded by Todd G.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $155.09M ▲ | $82.05M ▲ | $41.63M ▲ | 26.85% ▲ | $45.73 ▲ | $100.11M ▲ |
| Q2-2025 | $142.44M ▲ | $70.24M ▼ | $-20.78M ▼ | -14.59% ▼ | $-0.78 ▼ | $88.51M ▼ |
| Q1-2025 | $140.27M ▲ | $73.75M ▼ | $-11.37M ▼ | -8.11% ▼ | $-0.48 ▼ | $93.71M ▲ |
| Q4-2024 | $135.72M ▼ | $85.57M ▲ | $-5.61M ▼ | -4.13% ▼ | $-0.26 ▼ | $81.7M ▼ |
| Q3-2024 | $136.59M | $76.41M | $4.26M | 3.12% | $0.21 | $82.8M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $45.45M ▲ | $720.62M ▲ | $443.36M ▼ | $49.42M ▲ |
| Q2-2025 | $45.23M ▼ | $673.38M ▲ | $455.67M ▲ | $13.35M ▼ |
| Q1-2025 | $57.95M ▼ | $640.07M ▼ | $403.31M ▼ | $22.55M ▼ |
| Q4-2024 | $61.34M ▲ | $641.17M ▲ | $406.96M ▲ | $32.77M ▼ |
| Q3-2024 | $44.84M | $619.27M | $398.96M | $34.89M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $75.93M ▲ | $105.12M ▲ | $-102.86M ▼ | $-5.34M ▲ | $-3.07M ▲ | $99.94M ▲ |
| Q2-2025 | $11.48M ▼ | $95.62M ▲ | $-81.32M ▼ | $-26.8M ▲ | $-12.5M ▼ | $90.98M ▲ |
| Q1-2025 | $20.39M ▲ | $83.74M ▼ | $-34.24M ▲ | $-47.02M ▼ | $2.48M ▼ | $79.35M ▼ |
| Q4-2024 | $13.97M ▼ | $94.51M ▲ | $-72.83M ▲ | $-7.62M ▼ | $14.05M ▲ | $90.1M ▲ |
| Q3-2024 | $61.26M | $77.57M | $-93.26M | $9.09M | $-6.6M | $73.68M |
Revenue by Products
| Product | Q2-2025 | Q3-2025 |
|---|---|---|
Reportable Segment | $100.00M ▲ | $100.00M ▲ |

CEO
Todd G. Schwartz
Compensation Summary
(Year 2023)
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership

LMR PARTNERS LLP
Shares:2.33M
Value:$2.65M

ARISTEIA CAPITAL LLC
Shares:2.19M
Value:$2.48M

GREENLAND CAPITAL MANAGEMENT LP
Shares:1.17M
Value:$1.33M
Summary
Showing Top 3 of 18

