About OptimumBank Holdings, Inc.
https://www.optimumbank.comOptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
CEO
Timothy L. Terry
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2016-01-12 | Reverse | 1:10 |
| 2013-06-03 | Reverse | 1:4 |
ETFs Holding This Stock
Summary
Showing Top 3 of 17
Ratings Snapshot
Rating : A+
Price Target
Institutional Ownership
ALLIANCEBERNSTEIN L.P.
Shares:652.86K
Value:$3.11M
FOURTHSTONE LLC
Shares:389.55K
Value:$1.86M
VANGUARD GROUP INC
Shares:385.82K
Value:$1.84M
Summary
Showing Top 3 of 23
About OptimumBank Holdings, Inc.
https://www.optimumbank.comOptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $18.3M ▲ | $6.6M ▲ | $4.32M ▲ | 23.62% ▲ | $0.37 ▲ | $5.23M ▼ |
| Q2-2025 | $17.42M ▲ | $6.18M ▲ | $3.6M ▼ | 20.68% ▼ | $0.31 ▼ | $5.73M ▲ |
| Q1-2025 | $16.24M ▼ | $5.63M ▲ | $3.87M ▼ | 23.83% ▲ | $0.33 ▼ | $5.32M ▼ |
| Q4-2024 | $16.71M ▲ | $4.38M ▼ | $3.95M ▲ | 23.64% ▲ | $0.38 ▲ | $5.49M ▲ |
| Q3-2024 | $16.45M | $5.29M | $3.3M | 20.07% | $0.34 | $3.46M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $235.09M ▲ | $1.08B ▲ | $966.15M ▲ | $116.89M ▲ |
| Q2-2025 | $181.75M ▲ | $999.13M ▲ | $887.78M ▲ | $111.35M ▲ |
| Q1-2025 | $143.46M ▲ | $977.47M ▲ | $869.47M ▲ | $108M ▲ |
| Q4-2024 | $116.4M ▼ | $932.93M ▼ | $829.75M ▼ | $103.18M ▲ |
| Q3-2024 | $156.09M | $945.19M | $852.5M | $92.69M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $4.32M ▲ | $1.92M ▼ | $-29.19M ▼ | $80.61M ▲ | $53.33M ▲ | $1.91M ▼ |
| Q2-2025 | $3.6M ▼ | $6.16M ▲ | $16.21M ▲ | $15.93M ▼ | $38.3M ▼ | $6.44M ▲ |
| Q1-2025 | $3.87M ▼ | $3.13M ▼ | $5.72M ▲ | $40.98M ▲ | $49.83M ▲ | $2.85M ▼ |
| Q4-2024 | $3.95M ▲ | $5.96M ▲ | $-27.24M ▼ | $-16.68M ▼ | $-37.97M ▼ | $5.74M ▲ |
| Q3-2024 | $3.3M | $4.01M | $-16.78M | $40.32M | $27.54M | $3.86M |
CEO
Timothy L. Terry
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2016-01-12 | Reverse | 1:10 |
| 2013-06-03 | Reverse | 1:4 |
ETFs Holding This Stock
Summary
Showing Top 3 of 17
Ratings Snapshot
Rating : A+
Price Target
Institutional Ownership
ALLIANCEBERNSTEIN L.P.
Shares:652.86K
Value:$3.11M
FOURTHSTONE LLC
Shares:389.55K
Value:$1.86M
VANGUARD GROUP INC
Shares:385.82K
Value:$1.84M
Summary
Showing Top 3 of 23