About Oak Valley Bancorp
https://www.ovcb.comOak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.
CEO
Christopher M. Courtney
Compensation Summary
(Year 2023)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2006-01-17 | Forward | 3:2 |
| 2005-01-14 | Forward | 3:2 |
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:234.40K
IWM
Weight:0.01%
Shares:178.09K
XSU.TO
Weight:0.01%
Shares:178.09K
Summary
Showing Top 3 of 57
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:475.62K
Value:$14.84M
BLACKROCK INC.
Shares:434.1K
Value:$13.54M
VANGUARD GROUP INC
Shares:404.42K
Value:$12.62M
Summary
Showing Top 3 of 86
About Oak Valley Bancorp
https://www.ovcb.comOak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $0 ▼ | $0 ▼ | $0 ▼ | 0% ▼ | $0.81 ▲ | $271K ▼ |
| Q2-2025 | $23.12M ▲ | $12.69M ▲ | $5.59M ▲ | 24.17% ▲ | $0.68 ▲ | $7.44M ▲ |
| Q1-2025 | $22.73M ▼ | $12.62M ▲ | $5.3M ▼ | 23.31% ▼ | $0.64 ▼ | $7.07M ▼ |
| Q4-2024 | $22.94M ▼ | $11.55M ▲ | $6.01M ▼ | 26.19% ▼ | $0.73 ▼ | $8.01M ▼ |
| Q3-2024 | $22.99M | $11.32M | $7.32M | 31.85% | $0.89 | $10.06M |
What's going well?
There is no clear positive from this quarter’s results. The only minor bright spot is that share count remains stable, so shareholders aren’t being diluted.
What's concerning?
The company’s operations appear to have completely stopped, with no sales or profit reported. This is a major red flag and suggests serious underlying problems.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $756.13M ▲ | $793.04M ▼ | $1.8B ▲ | $198.28M ▲ |
| Q2-2025 | $153.04M ▼ | $1.92B ▼ | $1.74B ▼ | $185.81M ▲ |
| Q1-2025 | $242.15M ▲ | $1.92B ▲ | $1.74B ▲ | $183.52M ▲ |
| Q4-2024 | $213.55M ▼ | $1.9B ▲ | $1.72B ▲ | $183.44M ▼ |
| Q3-2024 | $683.57M | $1.9B | $1.72B | $185.39M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $6.69M ▲ | $7.14M ▲ | $-19.93M ▼ | $61.08M ▲ | $48.3M ▲ | $9.9M ▲ |
| Q2-2025 | $5.59M ▲ | $5.58M ▼ | $-13.67M ▼ | $-2.35M ▼ | $-10.44M ▼ | $4M ▼ |
| Q1-2025 | $5.3M ▼ | $7.97M ▲ | $17.43M ▲ | $15.15M ▲ | $40.55M ▲ | $6.79M ▲ |
| Q4-2024 | $6.01M ▼ | $4.25M ▼ | $-54.8M ▼ | $5.39M ▼ | $-45.16M ▼ | $3.39M ▼ |
| Q3-2024 | $7.32M | $8.93M | $-18.94M | $43.62M | $33.61M | $8.75M |
CEO
Christopher M. Courtney
Compensation Summary
(Year 2023)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2006-01-17 | Forward | 3:2 |
| 2005-01-14 | Forward | 3:2 |
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:234.40K
IWM
Weight:0.01%
Shares:178.09K
XSU.TO
Weight:0.01%
Shares:178.09K
Summary
Showing Top 3 of 57
Ratings Snapshot
Rating : B+
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:475.62K
Value:$14.84M
BLACKROCK INC.
Shares:434.1K
Value:$13.54M
VANGUARD GROUP INC
Shares:404.42K
Value:$12.62M
Summary
Showing Top 3 of 86