About Pioneer Bancorp, Inc.
https://www.pioneerny.comPioneer Bancorp, Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts, as well as certificates of deposit accounts.

CEO
Thomas L. Amell
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 49
Ratings Snapshot
Rating : C+
Price Target
Institutional Ownership

M3F, INC.
Shares:1.88M
Value:$25.21M

BLACKROCK INC.
Shares:659.42K
Value:$8.82M

VANGUARD GROUP INC
Shares:637.27K
Value:$8.53M
Summary
Showing Top 3 of 83
About Pioneer Bancorp, Inc.
https://www.pioneerny.comPioneer Bancorp, Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts, as well as certificates of deposit accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q1-2026 | $32.1M ▲ | $17.62M ▲ | $4.33M ▼ | 13.49% ▼ | $0.18 ▼ | $6.2M ▼ |
| Q4-2025 | $31.81M ▲ | $14.73M ▲ | $6.45M ▲ | 20.28% ▲ | $0.26 ▲ | $8.14M ▲ |
| Q3-2025 | $29.57M ▲ | $14.59M ▲ | $5.76M ▲ | 19.49% ▲ | $0.23 ▲ | $8M ▲ |
| Q2-2025 | $29.14M ▲ | $0 ▼ | $3.29M ▼ | 11.3% ▼ | $0.13 ▼ | $4.21M ▼ |
| Q1-2025 | $28.5M | $14.69M | $6.31M | 22.14% | $0.25 | $8.82M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q1-2026 | $483.06M ▲ | $2.24B ▲ | $1.93B ▲ | $314.2M ▼ |
| Q4-2025 | $407.61M ▲ | $2.1B ▲ | $1.78B ▲ | $314.25M ▲ |
| Q3-2025 | $270.53M ▼ | $2.07B ▲ | $1.76B ▲ | $310.7M ▲ |
| Q1-2025 | $485.1M ▲ | $2.01B ▲ | $1.71B ▲ | $303.8M ▲ |
| Q4-2024 | $408.96M | $1.9B | $1.6B | $296.53M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q1-2026 | $4.33M ▼ | $3.9M ▼ | $-37.11M ▲ | $139.69M ▲ | $106.48M ▲ | $3.68M ▼ |
| Q4-2025 | $6.45M ▲ | $5.06M ▲ | $-43.61M ▲ | $20.99M ▼ | $-17.56M ▼ | $4.55M ▲ |
| Q3-2025 | $5.76M ▲ | $-3.53M ▼ | $-45.65M ▲ | $92.28M ▲ | $43.1M ▲ | $-4.89M ▼ |
| Q2-2025 | $3.29M ▼ | $17.77M ▲ | $-99.41M ▼ | $-46.81M ▼ | $0 ▼ | $17.13M ▲ |
| Q1-2025 | $6.31M | $1.91M | $-59.32M | $117.19M | $59.78M | $1.79M |
Revenue by Products
| Product | Q4-2025 | Q1-2025 | Q3-2025 | Q1-2026 |
|---|---|---|---|---|
Credit and Debit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Insurance services | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Service Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Wealth management services | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Card services income | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Service charges on deposit accounts | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
Thomas L. Amell
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 49
Ratings Snapshot
Rating : C+
Price Target
Institutional Ownership

M3F, INC.
Shares:1.88M
Value:$25.21M

BLACKROCK INC.
Shares:659.42K
Value:$8.82M

VANGUARD GROUP INC
Shares:637.27K
Value:$8.53M
Summary
Showing Top 3 of 83




