Stock Taper
PBHC
PATHFINDER BANCORP, INC.
NASDAQ
$15.79
▲ UP 1.22% (0.19)

KEY STATISTICS

Market Cap$99.51 M
52w High$17.40
52w Low$12.06
Dividend Yield2.46%
FrequencyQuarterly
P/E-12.58
Volume705
Shares Out.6.26M

COMPANY

LEADERSHIP

James A. Dowd
CHIEF EXECUTIVE
James A. Dowd

COMPENSATION 2026

Salary$440,000
Stock Awards$1,167,600
Incentive Plan Pay$0
All Other Comp.$103,936
Total$1,820,456

ABOUT

SECTOR
Financial Services
WENT PUBLIC
November 16, 1995
METHOD OF GOING PUBLIC
N/A
FULL TIME EMPLOYEES
177

SPLIT RECORD

DATETYPERATIO
2014-10-17Forward1647:1000
1998-02-09Forward3:2
1998-02-06Forward3:2

PRICE

$15.79 ▲ UP 1.22% (+$0.19)
OVERLAYS
$15.60$16.00$16.409:30 AM10:35 AM11:39 AM12:44 PM1:49 PM2:53 PM3:58 PM15.79

About Pathfinder Bancorp, Inc.

https://www.pathfinderbank.com ↗

Pathfinder Bancorp, Inc. is a holding company for Pathfinder Bank, offering banking, loans, and insurance services to individuals, families, and businesses primarily in Oswego and Onondaga Counties, NY, with ten full-service offices.

INDUSTRY

Banks - Regional

A SERVICE PATHFINDER BANCORP, INC. IS KNOWN FOR

Free Kasasa Cash® Checking

A personal checking account offering a high APY on balances up to a limit and nationwide ATM fee refunds, designed to attract new customers with rewards for their banking relationship.

Revenue by Products

IconPRODUCTQ3-2025Q4-2025Q1-2026Q2-2026
Banking$1.05M $897K $976K $925K
Deposit Account$404K $381K $376K $381K
Insufficient Funds Fees Deposit Account$235K $217K $215K $218K
Credit and Debit Card$237K $133K $153K $202K
Debit Card$217K $112K $139K $188K
Fee Income$178K $175K $172K $179K
Mortgage Banking$234K $208K $275K $163K
Deposit Related Fees Deposit Account$146K $142K $139K $133K
Banking House Rents Collected$109K $110K $112K $111K
Net Gains Losses On Sale Of Loans And Foreclosed Real Estate$121K $133K $186K $95K
A T M Fees Surcharge$69K $64K $60K $68K
Bank Servicing$113K $75K $89K $68K
A T M Fees Deposit Account$23K $22K $22K $30K
Credit Card Merchant Discount$20K $21K $14K $14K
Investment Services Revenue$1K

RATINGS SNAPSHOT

Overall rating: C+

DCFROEROAD/EP/EP/B
Discounted Cash Flow3
Return On Equity1
Return On Assets1
Debt To Equity2
Price To Earnings1
Price To Book4
Overall Score2

INSIDER TRADES

OFFICER: FVP, GENERAL COUNSEL
Polniak Joseph
Purchase · 1.0K shares
2026-06-15
OFFICER: PRESIDENT AND CEO
Dowd James A.
Purchase · 1.4K shares
2026-06-02
OFFICER: SENIOR VICE PRESIDENT
O'Brien William D
Sale · 7.9K shares
2026-05-04
OFFICER: PRESIDENT AND CEO
Dowd James A.
Purchase · 2.8K shares
2026-05-04

SECTORS PEERS

PEERPRICE
LSBK$17.32COMPARE
MGYR$19.55COMPARE
PROV$18.69COMPARE
WSBK$12.99COMPARE
FDSB$18.43COMPARE
AUBN$26.52COMPARE
UBCP$15.99COMPARE
DTSQ$11.38COMPARE