Stock Taper
| DATE | TYPE | RATIO |
|---|---|---|
| 2014-10-17 | Forward | 1647:1000 |
| 1998-02-09 | Forward | 3:2 |
| 1998-02-06 | Forward | 3:2 |
Pathfinder Bancorp, Inc. is a holding company for Pathfinder Bank, offering banking, loans, and insurance services to individuals, families, and businesses primarily in Oswego and Onondaga Counties, NY, with ten full-service offices.

A personal checking account offering a high APY on balances up to a limit and nationwide ATM fee refunds, designed to attract new customers with rewards for their banking relationship.
| Icon | PRODUCT | Q3-2025 | Q4-2025 | Q1-2026 | Q2-2026 |
|---|---|---|---|---|---|
![]() | Banking | $1.05M | $897K ▼ | $976K ▲ | $925K ▼ |
![]() | Deposit Account | $404K | $381K ▼ | $376K ▼ | $381K ▲ |
![]() | Insufficient Funds Fees Deposit Account | $235K | $217K ▼ | $215K ▼ | $218K ▲ |
![]() | Credit and Debit Card | $237K | $133K ▼ | $153K ▲ | $202K ▲ |
![]() | Debit Card | $217K | $112K ▼ | $139K ▲ | $188K ▲ |
![]() | Fee Income | $178K | $175K ▼ | $172K ▼ | $179K ▲ |
![]() | Mortgage Banking | $234K | $208K ▼ | $275K ▲ | $163K ▼ |
![]() | Deposit Related Fees Deposit Account | $146K | $142K ▼ | $139K ▼ | $133K ▼ |
![]() | Banking House Rents Collected | $109K | $110K ▲ | $112K ▲ | $111K ▼ |
![]() | Net Gains Losses On Sale Of Loans And Foreclosed Real Estate | $121K | $133K ▲ | $186K ▲ | $95K ▼ |
![]() | A T M Fees Surcharge | $69K | $64K ▼ | $60K ▼ | $68K ▲ |
![]() | Bank Servicing | $113K | $75K ▼ | $89K ▲ | $68K ▼ |
![]() | A T M Fees Deposit Account | $23K | $22K ▼ | $22K | $30K ▲ |
![]() | Credit Card Merchant Discount | $20K | $21K ▲ | $14K ▼ | $14K |
![]() | Investment Services Revenue | — | $1K | — | — |
Overall rating: C+
| PEER | PRICE | |
|---|---|---|
LSBK | $17.32 | COMPARE |
MGYR | $19.55 | COMPARE |
PROV | $18.69 | COMPARE |
WSBK | $12.99 | COMPARE |
FDSB | $18.43 | COMPARE |
AUBN | $26.52 | COMPARE |
UBCP | $15.99 | COMPARE |
DTSQ | $11.38 | COMPARE |