About PCB Bancorp
https://www.paccity.netPCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California.
CEO
Henry Kim
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2016-12-28 | Forward | 11:10 |
| 2016-02-11 | Forward | 11:10 |
ETFs Holding This Stock
Summary
Showing Top 3 of 85
Ratings Snapshot
Rating : A
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:818.46K
Value:$18.17M
BLACKROCK, INC.
Shares:803.33K
Value:$17.83M
VANGUARD GROUP INC
Shares:677.92K
Value:$15.05M
Summary
Showing Top 3 of 88
About PCB Bancorp
https://www.paccity.netPCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $54.74M ▲ | $14.73M ▼ | $11.41M ▲ | 20.85% ▲ | $0.8 ▲ | $17M ▲ |
| Q2-2025 | $52.6M ▲ | $14.83M ▲ | $9.07M ▲ | 17.24% ▲ | $0.63 ▲ | $13.71M ▲ |
| Q1-2025 | $49.47M ▲ | $14.47M ▲ | $7.74M ▲ | 15.64% ▲ | $0.53 ▲ | $11.9M ▲ |
| Q4-2024 | $49.36M ▲ | $13.89M ▼ | $7.03M ▼ | 14.24% ▼ | $0.47 ▼ | $11.28M ▼ |
| Q3-2024 | $48.62M | $14.6M | $7.81M | 16.07% | $0.52 | $11.74M |
What's going well?
Revenue and profits are both up, with gross and operating margins improving. Cost control is strong, and the company is turning more of each sale into profit.
What's concerning?
Interest expenses are high, though offset by interest income. Lack of R&D spending could be a risk for future growth if the company isn't investing in new products.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $519.78M ▲ | $3.36B ▲ | $2.98B ▲ | $384.5M ▲ |
| Q2-2025 | $418.19M ▲ | $3.31B ▲ | $2.93B ▲ | $376.5M ▼ |
| Q1-2025 | $362.54M ▲ | $3.22B ▲ | $2.81B ▲ | $406.64M ▲ |
| Q4-2024 | $345.14M ▲ | $3.06B ▲ | $2.7B ▲ | $363.81M ▲ |
| Q3-2024 | $340.7M | $2.89B | $2.53B | $362.3M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $11.41M ▲ | $16.42M ▲ | $48.68M ▲ | $40.83M ▼ | $105.93M ▲ | $16.17M ▲ |
| Q2-2025 | $9.07M ▲ | $4.9M ▲ | $-75.01M ▲ | $119.33M ▲ | $49.22M ▲ | $3.83M ▲ |
| Q1-2025 | $7.74M ▲ | $2.35M ▼ | $-97.16M ▲ | $110.37M ▼ | $15.56M ▲ | $1.6M ▼ |
| Q4-2024 | $7.03M ▼ | $4.22M ▼ | $-166.77M ▼ | $168.28M ▲ | $5.73M ▼ | $4.18M ▼ |
| Q3-2024 | $7.83M | $11.89M | $-11.08M | $14.63M | $15.43M | $11.86M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Account Analysis Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Monthly Service Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 NonSufficient Funds Charges | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Other Deposit Related Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Products And Services Debit Card Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
CEO
Henry Kim
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2016-12-28 | Forward | 11:10 |
| 2016-02-11 | Forward | 11:10 |
ETFs Holding This Stock
Summary
Showing Top 3 of 85
Ratings Snapshot
Rating : A
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:818.46K
Value:$18.17M
BLACKROCK, INC.
Shares:803.33K
Value:$17.83M
VANGUARD GROUP INC
Shares:677.92K
Value:$15.05M
Summary
Showing Top 3 of 88