About Ponce Financial Group, Inc.
https://www.poncebank.comPonce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit.

CEO
Carlos P. Naudon
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2022-01-28 | Forward | 279:200 |
ETFs Holding This Stock
Summary
Showing Top 3 of 66
Ratings Snapshot
Rating : C+
Price Target
Institutional Ownership

M3F, INC.
Shares:2.26M
Value:$36.59M

T. ROWE PRICE INVESTMENT MANAGEMENT, INC.
Shares:1.95M
Value:$31.6M

BLACKROCK, INC.
Shares:1.63M
Value:$26.36M
Summary
Showing Top 3 of 83
About Ponce Financial Group, Inc.
https://www.poncebank.comPonce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $48.34M ▲ | $16.62M ▼ | $6.51M ▲ | 13.46% ▲ | $0.27 ▲ | $9.86M ▲ |
| Q2-2025 | $47.68M ▲ | $16.63M ▲ | $6.1M ▲ | 12.79% ▼ | $0.26 ▲ | $9.21M ▲ |
| Q1-2025 | $45.99M ▲ | $16.5M ▲ | $5.96M ▲ | 12.96% ▲ | $0.25 ▲ | $9.19M ▲ |
| Q4-2024 | $44.37M ▲ | $16.07M ▲ | $2.93M ▲ | 6.61% ▲ | $0.12 ▲ | $5.72M ▲ |
| Q3-2024 | $41.87M | $15.99M | $2.43M | 5.81% | $0.1 | $4.29M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $241.65M ▲ | $3.16B ▲ | $2.63B ▼ | $529.84M ▲ |
| Q2-2025 | $223.45M ▼ | $3.15B ▲ | $2.63B ▲ | $521.09M ▲ |
| Q1-2025 | $233.71M ▼ | $3.09B ▲ | $2.58B ▲ | $513.89M ▲ |
| Q4-2024 | $245.06M ▼ | $3.04B ▲ | $2.53B ▲ | $505.5M ▲ |
| Q3-2024 | $267.07M | $3.02B | $2.51B | $504.59M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $6.51M ▲ | $1.39M ▼ | $23.2M ▲ | $-4.65M ▼ | $19.94M ▲ | $1.8M ▼ |
| Q2-2025 | $6.1M ▲ | $6.17M ▼ | $-61.41M ▲ | $51.98M ▲ | $-3.25M ▲ | $5.92M ▼ |
| Q1-2025 | $5.96M ▲ | $13.09M ▼ | $-67.83M ▲ | $44.8M ▲ | $-9.95M ▲ | $12.93M ▼ |
| Q4-2024 | $2.93M ▲ | $22.87M ▲ | $-68.78M ▲ | $29.94M ▼ | $-15.97M ▼ | $22.39M ▲ |
| Q3-2024 | $2.43M | $-14.56M | $-96.74M | $163.94M | $52.65M | $-14.96M |
Revenue by Products
| Product | Q4-2021 | Q1-2022 | Q2-2022 | Q3-2022 |
|---|---|---|---|---|
Mortgage World | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Ponce Bank | $20.00M ▲ | $20.00M ▲ | $20.00M ▲ | $20.00M ▲ |
Ponce Financial Group Inc | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
P D L Community Bancorp | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
Carlos P. Naudon
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2022-01-28 | Forward | 279:200 |
ETFs Holding This Stock
Summary
Showing Top 3 of 66
Ratings Snapshot
Rating : C+
Price Target
Institutional Ownership

M3F, INC.
Shares:2.26M
Value:$36.59M

T. ROWE PRICE INVESTMENT MANAGEMENT, INC.
Shares:1.95M
Value:$31.6M

BLACKROCK, INC.
Shares:1.63M
Value:$26.36M
Summary
Showing Top 3 of 83




