About Preferred Bank
https://www.preferredbank.comPreferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States.
CEO
Li Yu
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2011-06-20 | Reverse | 1:5 |
| 2007-02-21 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 169
Ratings Snapshot
Rating : C+
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:1.33M
Value:$128.21M
BLACKROCK, INC.
Shares:1.21M
Value:$117.12M
T. ROWE PRICE INVESTMENT MANAGEMENT, INC.
Shares:1.14M
Value:$110.2M
Summary
Showing Top 3 of 252
About Preferred Bank
https://www.preferredbank.comPreferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $130.51M ▲ | $21.5M ▼ | $35.94M ▲ | 27.54% ▲ | $2.9 ▲ | $51.39M ▲ |
| Q2-2025 | $124.2M ▲ | $22.45M ▼ | $32.85M ▲ | 26.45% ▲ | $2.61 ▲ | $47.02M ▲ |
| Q1-2025 | $118.53M ▼ | $23.37M ▼ | $30.02M ▼ | 25.33% ▲ | $2.27 ▼ | $43.1M ▲ |
| Q4-2024 | $127.26M ▼ | $26.01M ▲ | $30.22M ▼ | 23.75% ▼ | $2.29 ▼ | $43.07M ▼ |
| Q3-2024 | $132.88M | $22.09M | $33.38M | 25.12% | $2.5 | $47.54M |
What's going well?
Revenue and profits are both up, with operating and net margins improving. Expenses are well controlled, and earnings per share jumped thanks to higher profits and a lower share count.
What's concerning?
Interest expense remains high, eating up a big chunk of profits. No spending on R&D could be a concern for future growth if the company isn't investing in new products.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q2-2025 | $776.32M ▼ | $7.28B ▲ | $6.53B ▲ | $747.66M ▼ |
| Q1-2025 | $905.25M ▲ | $7.1B ▲ | $6.32B ▲ | $778.6M ▲ |
| Q4-2024 | $765.52M ▼ | $6.92B ▲ | $6.16B ▲ | $763.15M ▲ |
| Q3-2024 | $1.12B ▼ | $6.87B ▲ | $6.12B ▼ | $750.12M ▲ |
| Q2-2024 | $1.23B | $6.85B | $6.12B | $723.13M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q2-2025 | $32.85M ▲ | $25.66M ▼ | $-293.21M ▼ | $138.63M ▲ | $-128.93M ▼ | $25.48M ▼ |
| Q1-2025 | $30.02M ▼ | $44.58M ▲ | $-37.64M ▲ | $132.73M ▲ | $139.67M ▲ | $44.25M ▲ |
| Q4-2024 | $30.22M ▼ | $39.62M ▼ | $-92.39M ▲ | $33.29M ▲ | $-19.48M ▲ | $39.84M ▼ |
| Q3-2024 | $33.38M ▼ | $56.01M ▲ | $-142.93M ▼ | $-25.76M ▼ | $-112.68M ▼ | $55.8M ▲ |
| Q2-2024 | $33.59M | $25.79M | $-108.14M | $63.42M | $-18.92M | $25.7M |
CEO
Li Yu
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2011-06-20 | Reverse | 1:5 |
| 2007-02-21 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 169
Ratings Snapshot
Rating : C+
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:1.33M
Value:$128.21M
BLACKROCK, INC.
Shares:1.21M
Value:$117.12M
T. ROWE PRICE INVESTMENT MANAGEMENT, INC.
Shares:1.14M
Value:$110.2M
Summary
Showing Top 3 of 252