About Peoples Financial Services Corp.
https://www.psbt.comPeoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts.

CEO
Gerard A. Champi
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2003-05-16 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 78
Ratings Snapshot
Rating : A-
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:643.33K
Value:$32.57M

BLACKROCK INC.
Shares:581.82K
Value:$29.46M

VANGUARD GROUP INC
Shares:491.46K
Value:$24.88M
Summary
Showing Top 3 of 117
About Peoples Financial Services Corp.
https://www.psbt.comPeoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $71.28M ▼ | $29.29M ▲ | $15.25M ▼ | 21.39% ▼ | $1.53 ▼ | $21.38M ▼ |
| Q2-2025 | $71.58M ▲ | $28.26M ▲ | $16.96M ▲ | 23.69% ▲ | $1.7 ▲ | $23.12M ▲ |
| Q1-2025 | $68M ▼ | $26.67M ▼ | $15.01M ▲ | 22.07% ▲ | $1.5 ▲ | $21.02M ▲ |
| Q4-2024 | $71.47M ▼ | $35M ▼ | $6.09M ▲ | 8.52% ▲ | $0.61 ▲ | $8.21M ▲ |
| Q3-2024 | $74.01M | $35.5M | $-4.34M | -5.86% | $-0.43 | $-1.91M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $375.03M ▲ | $5.16B ▲ | $4.65B ▲ | $509.26M ▲ |
| Q2-2025 | $350.44M ▲ | $5.11B ▲ | $4.61B ▲ | $494.1M ▲ |
| Q1-2025 | $328.39M ▲ | $5B ▼ | $4.52B ▼ | $481.85M ▲ |
| Q4-2024 | $323.18M ▼ | $5.09B ▼ | $4.62B ▼ | $468.95M ▼ |
| Q3-2024 | $669.86M | $5.36B | $4.89B | $475.05M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $15.25M ▼ | $15.22M ▲ | $-40.47M ▼ | $29.43M ▼ | $4.18M ▼ | $13.03M ▲ |
| Q2-2025 | $16.96M ▲ | $13.89M ▲ | $-5.89M ▼ | $90.64M ▲ | $98.64M ▲ | $8.5M ▼ |
| Q1-2025 | $15.01M ▲ | $9.07M ▲ | $40.66M ▼ | $-108.48M ▲ | $-58.75M ▲ | $8.57M ▲ |
| Q4-2024 | $6.09M ▲ | $3.32M ▼ | $119.51M ▼ | $-272.45M ▼ | $-149.62M ▼ | $5.67M ▼ |
| Q3-2024 | $-4.34M | $21.9M | $281.55M | $-67.94M | $235.51M | $17.58M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
Asset Management | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Bank Servicing | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
Commission And Fees On Fiduciary Activities | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Credit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
Gerard A. Champi
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2003-05-16 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 78
Ratings Snapshot
Rating : A-
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:643.33K
Value:$32.57M

BLACKROCK INC.
Shares:581.82K
Value:$29.46M

VANGUARD GROUP INC
Shares:491.46K
Value:$24.88M
Summary
Showing Top 3 of 117




