About Pinnacle Financial Partners, Inc.
https://www.pnfp.comPinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts.
CEO
Michael Terry Turner
Compensation Summary
(Year 2023)
ETFs Holding This Stock
Summary
Showing Top 1 of 1
Ratings Snapshot
Rating : A
Price Target
Institutional Ownership
AMERICAN RESEARCH & MANAGEMENT CO.
Shares:34.43K
Value:$872.83K
THOMPSON INVESTMENT MANAGEMENT, INC.
Shares:2K
Value:$50.7K
WEALTH PRESERVATION ADVISORS, LLC
Shares:2K
Value:$50.7K
Summary
Showing Top 3 of 3
About Pinnacle Financial Partners, Inc.
https://www.pnfp.comPinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $544.8M ▼ | $303.14M ▲ | $173.37M ▲ | 31.82% ▲ | $2.2 ▲ | $211.12M ▼ |
| Q2-2025 | $820.23M ▲ | $286.45M ▲ | $158.54M ▲ | 19.33% ▼ | $2.01 ▲ | $222.16M ▲ |
| Q1-2025 | $711.13M ▼ | $220.03M ▲ | $140.41M ▼ | 19.74% ▼ | $1.78 ▼ | $197.69M ▼ |
| Q4-2024 | $745.53M ▼ | $211.52M ▲ | $151.26M ▲ | 20.29% ▲ | $1.93 ▲ | $209.69M ▲ |
| Q3-2024 | $751.24M | $200.45M | $146.69M | 19.53% | $1.87 | $206.22M |
What's going well?
Gross and operating margins are way up, and the company grew profits even as sales fell. The business model seems resilient, with high profitability and stable earnings per share.
What's concerning?
Revenue dropped steeply, and expenses did not fall in line with sales. Heavy interest costs eat up a big chunk of profits, and the business looks less efficient this quarter.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $9.68B ▲ | $55.96B ▲ | $49.11B ▲ | $6.86B ▲ |
| Q2-2025 | $9.37B ▲ | $54.8B ▲ | $48.16B ▲ | $6.64B ▲ |
| Q1-2025 | $6.28B ▼ | $54.25B ▲ | $47.71B ▲ | $6.54B ▲ |
| Q4-2024 | $8.92B ▲ | $52.59B ▲ | $46.16B ▲ | $6.43B ▲ |
| Q3-2024 | $8.03B | $50.7B | $44.36B | $6.34B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $173.14M ▲ | $403.25M ▲ | $-898.89M ▲ | $771.25M ▲ | $275.61M ▲ | $442.63M ▲ |
| Q2-2025 | $158.54M ▲ | $261.73M ▲ | $-1.53B ▼ | $374.67M ▼ | $-888.74M ▼ | $243.69M ▲ |
| Q1-2025 | $140.41M ▼ | $-21.69M ▼ | $-1.16B ▲ | $1.63B ▼ | $442.81M ▼ | $-43.04M ▼ |
| Q4-2024 | $151.26M ▲ | $499.94M ▲ | $-1.53B ▼ | $1.64B ▲ | $602.76M ▲ | $472.47M ▲ |
| Q3-2024 | $146.69M | $121.39M | $-822.65M | $1.16B | $455.25M | $96.05M |
CEO
Michael Terry Turner
Compensation Summary
(Year 2023)
ETFs Holding This Stock
Summary
Showing Top 1 of 1
Ratings Snapshot
Rating : A
Price Target
Institutional Ownership
AMERICAN RESEARCH & MANAGEMENT CO.
Shares:34.43K
Value:$872.83K
THOMPSON INVESTMENT MANAGEMENT, INC.
Shares:2K
Value:$50.7K
WEALTH PRESERVATION ADVISORS, LLC
Shares:2K
Value:$50.7K
Summary
Showing Top 3 of 3