About Provident Financial Holdings, Inc.
https://www.myprovident.comProvident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California.
CEO
Donavon P. Ternes
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2004-02-03 | Forward | 3:2 |
| 2002-07-15 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 21
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership
STILWELL JOSEPH
Shares:701.92K
Value:$11.24M
DIMENSIONAL FUND ADVISORS LP
Shares:490.46K
Value:$7.85M
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
Shares:396.81K
Value:$6.35M
Summary
Showing Top 3 of 42
About Provident Financial Holdings, Inc.
https://www.myprovident.comProvident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q1-2026 | $14.96M ▼ | $7.63M ▲ | $1.68M ▲ | 11.24% ▲ | $0.26 ▲ | $3.54M ▲ |
| Q4-2025 | $14.98M ▼ | $7.62M ▼ | $1.63M ▼ | 10.86% ▼ | $0.25 ▼ | $3.24M ▼ |
| Q3-2025 | $15.34M ▲ | $7.86M ▲ | $1.86M ▲ | 12.11% ▲ | $0.28 ▲ | $3.39M ▲ |
| Q2-2025 | $14.87M ▼ | $7.79M ▲ | $872K ▼ | 5.87% ▼ | $0.13 ▼ | $2.14M ▼ |
| Q1-2025 | $14.97M | $7.52M | $1.9M | 12.69% | $0.28 | $3.59M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q1-2026 | $49.66M ▼ | $1.23B ▼ | $1.1B ▼ | $128.37M ▼ |
| Q4-2025 | $53.16M ▲ | $1.25B ▼ | $1.12B ▼ | $128.54M ▼ |
| Q3-2025 | $51.1M ▲ | $1.26B ▲ | $1.13B ▲ | $128.88M ▲ |
| Q2-2025 | $47.29M ▼ | $1.25B ▼ | $1.13B ▼ | $128.63M ▼ |
| Q1-2025 | $50M | $1.26B | $1.13B | $129.61M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q1-2026 | $1.68M ▲ | $2.5M ▲ | $9.74M ▼ | $-15.92M ▲ | $-3.68M ▼ | $2.45M ▲ |
| Q4-2025 | $1.63M ▼ | $2.48M ▼ | $16.83M ▲ | $-17.13M ▼ | $2.17M ▼ | $2.17M ▼ |
| Q3-2025 | $1.86M ▲ | $3.32M ▲ | $-10K ▲ | $2.06M ▲ | $5.38M ▲ | $3.29M ▲ |
| Q2-2025 | $872K ▼ | $324K ▼ | $-653K ▼ | $-2.33M ▲ | $-2.65M ▲ | $307K ▼ |
| Q1-2025 | $1.9M | $2.56M | $10.29M | $-16.04M | $-3.18M | $2.39M |
Revenue by Products
| Product | Q4-2025 | Q2-2025 | Q3-2025 | Q1-2026 |
|---|---|---|---|---|
 Debit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Credit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
CEO
Donavon P. Ternes
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2004-02-03 | Forward | 3:2 |
| 2002-07-15 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 21
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 1 of 1
Price Target
Institutional Ownership
STILWELL JOSEPH
Shares:701.92K
Value:$11.24M
DIMENSIONAL FUND ADVISORS LP
Shares:490.46K
Value:$7.85M
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
Shares:396.81K
Value:$6.35M
Summary
Showing Top 3 of 42